Insurance guides · 10 Nov 2026
เครื่องชงกาแฟที่ซื้อมาได้ 3 ปีไหม้เสียหายจากไฟฟ้าลัดวงจร เจ้าของร้านยื่นเคลม แล้วได้ยินคำถามว่า "กรมธรรม์จ่ายแบบไหน ของใหม่หรือหักค่าเสื่อม"…
Insurance guides · 10 Nov 2026
เจ้าของร้านกาแฟทำประกันร้านค้าทุน 2 ล้านบาท เห็นในใบเสนอราคาว่า "คุ้มครองน้ำท่วม" ก็เข้าใจว่าถ้าน้ำเข้าร้านจะได้เต็ม 2 ล้าน แต่ในเงื่อนไขเขี…
Insurance guides · 9 Nov 2026
Reference premium data as of 4 August – 11 October 2026 · Compiled by Prakanthai.com Underwritten by non-life insurers for which Prakanthai.…
Insurance guides · 27 Oct 2026
Information as at 27 October 2026 · compiled by Prakanthai.com Reference: OIC letter no. 4331/3345 dated 17 November 2025 · applies to priva…
Insurance guides · 29 Oct 2026
Your home's electricity bill runs to THB 3,000–4,000 a month, and the news that the government will help with THB 50,000 towards solar panel…
Insurance guides · 26 Oct 2026
You land, wait at the carousel, and your bag comes out with the zip open and your things rummaged through. Nobody tells you who opened it. S…
Insurance guides · 20 Oct 2026
Your child starts nursery, catches a fever twice in one month, and the second time the doctor admits them to hospital. Many parents only sta…
Insurance guides · 20 Oct 2026
Company group insurance is fine for ordinary doctor visits, but if you ever need major surgery or cancer treatment, the limit you have may n…
Insurance guides · 20 Oct 2026
Last year you caught the flu, had diarrhoea and dizzy spells, made several trips to hospital, and every health insurance claim was paid. The…
Insurance guides · 17 Oct 2026
A foreign neighbour reads that the government now insures every home, with THB 10,000 paid straight away after a flood. When water does get …
Insurance guides · 16 Oct 2026
You are in your sixties, you have family in Thailand, and you want to stay for the long term. You start on the retirement visa paperwork and…
Insurance guides · 16 Oct 2026
The water has just gone down. The ground-floor wooden floor has swollen, the walls are stained, and the fridge and sofa are ruined. The news…
Insurance guides · 4 Mar 2021
Comparing car insurance effectively starts with putting offers for the same car side by side on similar conditions, then seeing which plan g…
Insurance guides · 16 Oct 2026
It's 9 p.m. You've just clipped a motorbike at a junction. The rider has fallen but gets up. A crowd gathers and everyone is speaking Thai. …
Insurance guides · 27 Jul 2020
Voluntary motor insurance is divided into Class 1, 2, 3, 4 and 5, and the plans known as 2+ and 3+ fall under Class 5. The key differences a…
Insurance guides · 16 Oct 2026
A foreign husband has worked in Thailand for years and rides a motorbike to work every day. His wife wants to buy him accident cover, but wh…
Insurance guides · 16 Oct 2026
An expat who moved to Chiang Mai bought a new motorbike to ride to work. The dealer said compulsory insurance was included. Two months later…
Insurance guides · 16 Oct 2026
A foreign owner bought a beachside condo to spend the cool season in, four or five months a year. The rest of the time the unit is locked up…
Insurance guides · 2 Sept 2026
Your CMI expires this month but your tax sticker has months left to run. How many months should you renew for? From 1 September 2026, the ru…
Insurance guides · 17 Oct 2026
It's high season. A visitor in Phuket rents a scooter for a few hundred baht a day. The shop keeps the passport and says, "It's insured." On…
Insurance guides · 17 Oct 2026
A relative planning a trip to Thailand early next year asks: "I heard Thailand will charge a THB 450 entry fee and include insurance. Do I s…
Insurance guides · 17 Oct 2026
A friend from abroad buys a used car in Thailand and hears two things on the same day: "it already has Por Ror Bor" and "have you bought ins…
Insurance guides · 17 Oct 2026
The water has gone down and the house is damaged. You know you're entitled to something under the national disaster insurance, but not where…
Insurance guides · 16 Oct 2026
A colleague from abroad bought a used car from a Thai owner. The seller said, "The compulsory insurance is renewed, you're good to drive." A…
Insurance guides · 26 Sept 2026
Note, 28 October 2026: The one-off assistance services in this article, such as AXA's car relocation service on 25–27 September 2026, date f…
Insurance guides · 30 May 2023
What is an e-Policy? Can an electronic insurance policy really replace paper? These days, many people who buy insurance no longer receive a …
Insurance guides · 18 Jun 2025
Tesla Approved Body Shop, or TAB, is a Tesla paint and body repair centre certified by Tesla. Its technicians and repair processes are train…
Insurance guides · 8 Sept 2026
A claim doesn't always mean a higher premium next year. If you were not at fault and the party legally liable can be identified, the claim d…
Insurance guides · 8 Sept 2026
You open a drawer, find your policy and see that it expired last week. Your first thought is “It's probably fine, I haven't hit anything.” Y…
Insurance guides · 7 Sept 2026
After a car crash or a motorcycle fall, many people worry not only about their injuries but also: “Do I have to pay for treatment myself, an…
