Home fire insurance

- Published: 12 October 2026
Home fire insurance
| Coverage | Sum insured / limit of liability / actual loss / per occurrence and per year (THB) | ||
|---|---|---|---|
Insured property | Plan 1 Concrete building | Plan 2 Half concrete, half timber | Plan 3 All timber |
- Building (excluding foundations) | 950,000 | 350,000 | 150,000 |
| 50,000 | 50,000 | 50,000 | |
| Fire and additional perils section - Fire, lightning, explosion, impact by road vehicles, aircraft, water damage (excluding flood) | Actual loss, up to the sum insured | ||
| - Natural perils (windstorm, flood, earthquake or volcanic eruption or tidal wave or tsunami, hail), all perils combined up to | 20,000 | 20,000 | 20,000 |
| - Windstorm | 20,000 | 20,000 | 20,000 |
| - Hail | 20,000 | 20,000 | 20,000 |
| - Damage to electrical appliances (Electrical Injury) | 20,000 | 20,000 | 20,000 |
Premium (incl. tax and stamp duty) per year | 999 | ||
| Extended cover for temporary accommodation rent (rent per day) | Damage over 50% | 100% damage |
|---|---|---|
| - Masonry or all-concrete house | 1,000 per day, up to 50,000 | 1,000 per day, up to 100,000 |
| - Half concrete, half timber, or all timber | 500 per day, up to 25,000 | 500 per day, up to 50,000 |
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Application form for home fire insurance, home insurance plan 999 (Thai)
Price: THB 999
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