Deves Save 3+ insurance with theft and fire cover, from THB 6,000
- Updated: 28 October 2026
Deves Save 3+ insurance with theft and fire cover, from THB 6,000
Premium data as of 28 October 2026 · compiled by Prakanthai.com
Underwritten by Deves Insurance Public Company Limited
Premiums from THB 6,000–12,000 per year, depending on the sum insured and vehicle group
Highlights: a 3+ plan that covers theft and fire up to the sum insured, with group 3–5 saloons and pickups on the same premium
You drive a private pickup to work every day. You have had Class 1 for years and the truck is now getting old. You want a lower premium but still worry about it being stolen when it is parked overnight at the work site. Which 3+ plan still looks after that?
Deves Insurance's 3+ Deves Save covers collisions with another vehicle where there is another party, plus theft and fire, up to the sum insured you choose. Premiums vary by vehicle group, so check your own group before looking at prices.
Deves Save 3+ insurance: who is it for and how much does it cost?
In short: Deves Insurance's 3+ Deves Save suits owners of privately used saloons, pickups or vans who want to cut the premium from Class 1 but still need cover for the car in a collision with a vehicle where the other party can be identified, plus theft and fire, with a sum insured of THB 100,000–500,000. Premiums start at THB 6,000 per year (group 3–5 saloon or pickup, sum insured THB 100,000, data as at 28 October 2026). The actual premium depends on the vehicle group, the car model and the sum insured you choose.
What does Deves Save 3+ insurance cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car from a collision with a land vehicle | Up to the sum insured | The other party must be identified |
| Theft / fire | Up to the sum insured | – |
| Third-party bodily injury or death | THB 500,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 1,000,000 | – |
| Personal accident (RY.01) | THB 100,000 per person | 5 seats, including the driver |
| Medical expenses (RY.02) | THB 100,000 per person | 5 seats, including the driver |
| Driver bail bond (RY.03) | THB 300,000 | – |
Roughly how much is the premium for Deves Save 3+ insurance?
Annual premiums, excluding CMI. Data as at 28 October 2026
Group 3, 4 and 5 saloons and pickups
| Vehicle sum insured | Group 3–5 saloons From (THB per year) | Pickups From (THB per year) |
|---|---|---|
| THB 100,000 | 6,000 | 6,000 |
| THB 200,000 | 6,800 | 6,800 |
| THB 250,000 | 7,700 | 7,700 |
| THB 300,000 | 8,100 | 8,100 |
| THB 350,000 | 8,500 | 8,500 |
| THB 400,000 | 8,900 | 8,900 |
| THB 450,000 | 9,300 | 9,300 |
| THB 500,000 | 9,700 | 9,700 |
Group 1–2 saloons and private vans
| Vehicle group | Sum insured THB 100,000 From (THB per year) | Sum insured THB 200,000 From (THB per year) |
|---|---|---|
| Group 2 saloons | 6,500 | 7,500 |
| Private van | 6,500 | 7,300 |
| Group 1 saloons | 12,000 | – |
Every figure is a starting premium. "–" means that sum insured is not offered in the table. The premiums are a special campaign rate that already has the CCTV camera discount averaged in. The actual premium depends on the vehicle group, the car model and the sum insured you choose. The amount you actually pay is the one on your quote.
A worked example to illustrate
Pickup with a THB 300,000 sum insured, bought together with pickup CMI
8,100 + 967.28 = THB 9,067.28 per year (CMI for a code 320 pickup of up to 3 tonnes: THB 967.28)
Sums insured of THB 200,000 and 250,000
7,700 − 6,800 = THB 900 more per year for THB 50,000 more cover. From THB 250,000 upwards, each THB 50,000 step adds THB 400 to the premium
As a rule of thumb, from a sum insured of THB 250,000 upwards, adding cover is better value than in the lower band, if the car is worth as much as
Who is Deves Save 3+ insurance for?
- Owners of privately used group 3–5 saloons or pickups who want the same premium for both
- People who park away from home or the workplace and want theft and fire cover
- People whose Class 1 renewal premium is over budget and whose main risk is colliding with another vehicle
- People who already have a dashcam, because the premium already has the camera discount averaged in
Who should not buy this plan yet?
Cars used for hire or rental, customised or modified cars
This plan only accepts privately used cars. If you drive for Grab or Bolt, see Class 1 RY.18 insurance for Grab/Bolt cars
Vehicles carrying high-risk goods
Vehicles carrying fuel, acids or gas are not accepted
Saloon, group 1
Group 1 premiums start at THB 12,000 for a sum insured of THB 100,000, almost double the other groups. Compare with Class 1 as well.
People who drive or park in tight spaces, with a risk of hitting a post or a wall
3+ covers the car only in a collision with a vehicle where the other party can be identified. Compare Viriyah Class 1 First Loss insurance
Families who regularly carry more than 5 people
Personal accident and medical expenses cover 5 seats, including the driver
What limitations should you check before deciding?
1) It must be a collision with a land vehicle where the other party is identified
If the other party drives off after hitting you, or you hit an object yourself, the car is not covered
2) The sums insured you can choose depend on the vehicle group
Sums insured of THB 250,000–500,000 are available only for group 3–5 saloons and pickups. Group 2 saloons and vans can choose up to THB 200,000, and group 1 saloons are offered only a sum insured of THB 100,000.
3) Premiums and the campaign period may change
The insurer reserves the right to adjust premiums and to set how long the rates apply, as it sees fit. The latest quote is what counts.
4) Cover for the people in a 5-seat car
Personal accident and medical expenses cover the driver and passengers, 5 people in total
5) The premium excludes compulsory motor insurance (CMI)
See your quote for the actual total before you pay.
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will check the vehicle group and the sum insured that can be set, then send you a written quote within a business day, showing the total premium and CMI if you want it at the same time. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Which group is my car in?
The insurer sets the vehicle group according to make and model. European and high-priced cars are usually in the lower-numbered groups. Send your registration book and our team will check it for you.
Does Deves have a 3+ plan with no car age limit?
Yes. See Deves Sabai Krapao 3+ insurance with no car age limit and compare its conditions with this plan
Is there a Deves 2+ plan I can compare it with?
Yes. See Deves Save 2+ insurance
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. If you want to check that the cover dates line up with your tax renewal first, read New CMI rules from 1 September 2026
Who approves claims: Prakanthai.com or Deves?
Underwriting and claim payments are decided by Deves Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on Deves Insurance Public Company Limited's product information for Class 3+ Deves Save car insurance as at 28 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004. Please read the policy and the quote in full before deciding.
Price: THB 6,000
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