Super Save cancer insurance at THB 500 per year, lump sum of up to THB 100,000
- Updated: 16 October 2026
Super Save cancer insurance at THB 500 per year, lump sum of up to THB 100,000
Premium data as of 15 October 2026 · compiled by Prakanthai.com
Underwritten by Bangkok Insurance Public Company Limited
Premiums from THB 500 per year (ages from birth to 44) and THB 900 per year (ages 45–54), including stamp duty and VAT
Highlights: cancer insurance with a premium of only a few hundred baht. On a first cancer diagnosis you receive a lump sum of up to THB 100,000. Apply online with no health check.
You would like to have a cancer policy, but most plans cost several thousand baht a year and need a lot of paperwork, so people who have no cover yet don't know where to start.
Cancer insurance at THB 500 a year: how much does it pay on diagnosis, who can apply and what is not covered?
Super Save cancer insurance for THB 500: who is it for and how much does it cover?
In short: Bangkok Insurance's Super Save cancer insurance suits Thai nationals from birth to age 54 who want to start with cancer cover on a budget of a few hundred baht. It pays a lump sum when cancer of any type and at any stage, except skin cancer, is first diagnosed: THB 100,000 for ages from birth to 34 and THB 50,000 for ages 35–54, plus a chemotherapy or radiotherapy benefit of THB 10,000–20,000. Premiums start from THB 500 per year (as at 15 October 2026). There is a 90-day waiting period.
What does Super Save cancer insurance cover?
| Age at application | First cancer diagnosis / chemotherapy or radiotherapy | Annual premium |
|---|---|---|
| Birth–34 years | THB 100,000 / 20,000 | THB 500 |
| 35–44 years | THB 50,000 / 10,000 | THB 500 |
| 45–54 years | THB 50,000 / 10,000 | THB 900 |
The lump sum on a first cancer diagnosis is paid according to the sum insured for the age band at application. The chemotherapy or radiotherapy benefit is a fixed amount, not payment of treatment costs against receipts. When age is calculated, any extra days or months are rounded up to a full year.
How much is the premium for Super Save cancer insurance?
The premium is from THB 500 per year for ages from birth to 44 and THB 900 per year for ages 45–54, including stamp duty and VAT (as at 15 October 2026). The premium is set by age at the start of cover and stays fixed through continuous renewals, under the insurer's rules. Acceptance depends on the health declaration and the insurer's decision.
Worked example: how much difference does applying at 30 or at 36 make?
- Applying at age 30 for a premium of THB 500: if cancer is first diagnosed and you are treated with chemotherapy, you receive 100,000 + 20,000 = THB 120,000
- Applying at age 36 for the same THB 500 premium, you receive 50,000 + 10,000 = THB 60,000
- Premium per month: 500 ÷ 12 = about THB 42
This example is for illustration only and assumes every condition is met. The amount actually paid depends on the insurer's claim assessment. The rule of thumb: if you are under 35, applying earlier gets you a sum insured twice as high for the same premium.
Who is Super Save cancer insurance for?
- Thai nationals from birth to age 54 who do not yet have cancer insurance
- Parents who want to buy cancer insurance for their children from a young age, at a premium of THB 500 a year
- People who already have health insurance and want an extra lump sum when cancer is diagnosed
- People who want to apply online with no health check and receive an e-Policy by email and SMS
Who should not buy this plan yet?
- People who have had cancer, or been found to have a tumour, a lump or abnormal tissue: this is a condition the insurer does not accept
- People who have had hepatitis B or C, cirrhosis, chronic kidney failure, chronic lung inflammation or HIV: these are on the insurer's list of conditions it does not accept
- People who want a high cancer sum insured: the maximum is THB 100,000 and you can hold only 1 policy per person. See Classic Care cancer insurance, where you can choose a higher sum insured
- Foreign nationals: this plan accepts Thai nationals only
- People who want extra money for cancer surgery: this plan has no surgery benefit. See cancer insurance with surgery and chemotherapy benefits
Limits to check before you decide
- 90-day waiting period: if symptoms appear or an abnormality related to cancer is found during this period, it is not covered
- Skin cancer is not covered, nor is cancer that results from AIDS
- Conditions that existed before you bought the insurance are not covered if the insurer finds medical evidence
- Hormone therapy is not included in the chemotherapy or radiotherapy benefit
- The sum insured is halved if you apply at age 35 or over, and you can hold only 1 policy per person. Renewable to age 65 under the insurer's conditions
Want to know whether you can apply? What do you need to tell us?
Tell us just 2 things
- Date of birth of the person to be insured
- Health history against the insurer's list of conditions it does not accept (if any)
Our team will check your eligibility and tell you the sum insured for your age band within a business day. If you have a history that prevents you from applying, we will tell you straight before you pay. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Related documents and links: Check eligibility and buy online with Bangkok Insurance · Ask Prakanthai.com on LINE
Frequently asked questions
Am I covered for cancer as soon as I buy?
Not immediately. There is a 90-day waiting period, counted from the date cancer cover first takes effect.
Do I need a medical check-up before applying?
No check-up is needed, but you must answer the questions and declare your health truthfully. Your health declaration is one of the factors in underwriting and in paying benefits.
Will the premium go up as I get older?
The premium is based on your age when you first take out the insurance and stays the same while the policy is renewed continuously, subject to the insurer's rules.
Can I buy it for a 3-year-old child?
Yes. This plan accepts people from birth. For ages from birth to 34, the sum insured is THB 100,000 and the premium is THB 500 per year.
What kind of policy will I receive?
The insurer sends an e-Policy by email and SMS to the contact details you provided, once underwriting and premium payment are complete. Check the name, ID number, start date and beneficiary straight away.
Who approves claims: Prakanthai.com or Bangkok Insurance?
Underwriting and benefit payments are decided by Bangkok Insurance. As the broker, Prakanthai.com helps advise and coordinate for you.
Notes
The coverage and premium information on this page is based on Bangkok Insurance Public Company Limited's product information for Super Save cancer insurance as at 15 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Your health declaration is one of the factors in underwriting and benefit payment decisions. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the conditions in full before deciding.