Aioi Bangkok Class 3+ dealer repair insurance for Toyota, from THB 8,500
- Updated: 28 October 2026
Aioi Bangkok Class 3+ dealer repair insurance for Toyota, from THB 8,500
Premium data as of 28 October 2026 · compiled by Prakanthai.com
Underwritten by Aioi Bangkok Insurance Public Company Limited
Premiums from THB 8,500–13,500 per year, depending on the sum insured and number of seats, including tax and duty
Highlights: a 3+ plan that still gives you dealer repair for Toyota cars, with extended flood cover
You have driven your Toyota for years and don't worry much about theft because you park inside the house, but if you are hit you want the car to go back to the dealer for repairs as before. Do you really have to pay Class 1 or 2+ premiums?
Aioi Bangkok's Class 3+ dealer repair plan (3+ Exclusive Plan) gives you dealer repair at a lower premium than the same insurer's 2+ dealer repair, in exchange for having no theft and fire cover.
Class 3+ dealer repair insurance for Toyota: who is it for and how much does it cost?
In short: Aioi Bangkok Class 3+ dealer repair insurance suits owners of privately used Toyota saloons or SUVs up to 10 years old who park in a safe place and want dealer repair when they collide with another car. It covers the car in a collision with a vehicle where the other party can be identified, with a sum insured of THB 100,000–500,000, and extends cover to flooding. Premiums start at THB 8,500 per year (5-seat car, sum insured THB 100,000, information as at 28 October 2026, incl. tax and duty, excl. CMI). The actual premium depends on the car model, the number of seats and the sum insured you choose.
What does Class 3+ dealer repair insurance for Toyota cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car from a collision with a land vehicle | Up to the sum insured | The other party must be identified; dealer repair |
| Theft / fire | Not covered | Only in the 2+ plan |
| Flood | Extended cover | See the quote for the limit |
| Third-party bodily injury or death | THB 500,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 1,000,000 | – |
| Personal accident | THB 100,000 | 5 seats |
| Medical expenses | THB 100,000 | 5 or 7 seats, depending on the car |
| Driver bail bond (criminal cases) | THB 200,000 | – |
Roughly how much is the premium for Class 3+ dealer repair insurance for Toyota?
Annual premiums, including tax and stamp duty, excluding CMI. Data as at 28 October 2026
| Vehicle sum insured | Saloon, 5 seats From (THB per year) | 7-seat SUV From (THB per year) |
|---|---|---|
| THB 100,000 | 8,500 | 8,700 |
| THB 150,000 | 9,500 | 9,700 |
| THB 200,000 | 10,000 | 10,200 |
| THB 250,000 | 10,500 | 10,700 |
| THB 300,000 | 11,000 | 11,200 |
| THB 350,000 | 11,500 | 11,700 |
| THB 400,000 | 12,000 | 12,200 |
| THB 450,000 | 12,500 | 12,700 |
| THB 500,000 | 13,000 | 13,500 |
All figures are starting premiums, at a special rate that already includes the dashcam (CCTV) discount. They apply to saloons with vehicle code 110 in groups 3, 4 and 5. The actual premium depends on the car model, the number of seats and the sum insured you choose. The amount you actually pay is the one shown on the quote.
CMI bought separately: saloon THB 645.21
A worked example to illustrate
Toyota saloon with a THB 200,000 sum insured, bought together with CMI
10,000 + 645.21 = THB 10,645.21 per year
Aioi 3+ dealer repair or 2+ dealer repair?
THB 300,000 sum insured, 5-seat saloon: 3+ from THB 11,000 · 2+ from THB 11,500
11,500 − 11,000 = a difference of THB 500 per year. This difference is the price of theft and fire cover up to the sum insured of THB 300,000.
A simple rule: if the gap between 3+ and 2+ is only a few hundred baht and you sometimes park the car outside the house, 2+ is usually better value.
Who is Class 3+ dealer repair insurance for Toyota for?
- Owners of privately used Toyota saloons or 7-seat SUVs up to 10 years old
- People who park the car inside the house or in a supervised building, where the risk of theft is low
- People who want the car repaired at the dealer when they collide with another car, but don't want to pay Class 1 premiums
- People who live in an area where water may flood the road
Who should not buy this plan yet?
People who regularly park outside the home
This plan does not cover theft and fire. See Aioi Bangkok Class 2+ dealer repair insurance for Toyota.
Cars of any make other than Toyota
This dealer repair premium applies to Toyota cars only. For other makes, see Aioi Bangkok Class 3+ insurance, which accepts several makes.
Cars over 10 years old
This plan accepts cars up to 10 years old.
People who drive or park in tight spaces, with a risk of hitting a post or a wall
3+ covers the car only in a collision with a vehicle where the other party can be identified. If you hit an object yourself, the car is not covered.
Cars used for hire, rental cars, sports cars or customised cars
This plan does not accept vehicles for hire, public hire vehicles, rental vehicles, sports cars, modified vehicles or tuned cars
What limitations should you check before deciding?
1) Dealer repair for Toyota cars only
The dealer repair premiums and conditions on this page apply to Toyota cars only.
2) Theft and fire are not covered
The insurer's conditions state that theft and fire cover is available only in the 2+ plan.
3) It must be a collision with a land vehicle where the other party is identified
If the other party drives off after hitting you, or you hit an object yourself, the car is not covered
4) The flood limit is not stated in the premium table
Cover is extended to flooding, but see the quote and the policy for the limit.
5) Accepts saloons with vehicle code 110, groups 3, 4 and 5, up to 10 years old, and does not include group insurance
Send us your car model first so we can check it is in an accepted group
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will check that this Toyota model is in a group we accept, then send you a written quote within a business day, comparing 3+ and 2+ dealer repair and showing the flood limit. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
How does 3+ dealer repair differ from Class 1 dealer repair?
3+ covers the car only in a collision with a vehicle where the other party can be identified. It does not cover hitting an object yourself, theft or fire. For an overview of how each class differs, read How many types of car insurance are there? How Class 1, 2+ and 3+ cover differs
If the car is submerged in the lane outside my house, can I claim?
This plan extends cover to flooding. See the quote and the policy for the limit and conditions. If it happens, find the claims numbers in Where to file a flood claim?
Can a Toyota Fortuner or Innova use the 7-seat table?
The 7-seat SUV table applies to saloons with vehicle code 110 that the insurer places in groups 3, 4 and 5. Send us the car's model so our team can check it with the insurer first.
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. If you want to check that the cover dates line up with your tax renewal first, read New CMI rules from 1 September 2026
Who approves claims: Prakanthai.com or Aioi Bangkok?
Underwriting and claim payments are decided by Aioi Bangkok Insurance. As the broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on Aioi Bangkok Insurance Public Company Limited's product information for Class 3+ Exclusive Plan dealer repair car insurance as at 28 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004. Please read the policy and the quote in full before deciding.
Price: THB 8,500
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