Aioi Bangkok Class 2+ dealer repair insurance for Toyota, from THB 9,500
- Updated: 28 October 2026
Aioi Bangkok Class 2+ dealer repair insurance for Toyota, from THB 9,500
Premium data as of 28 October 2026 · compiled by Prakanthai.com
Underwritten by Aioi Bangkok Insurance Public Company Limited
Premiums from THB 9,500–13,700 per year, depending on the sum insured and number of seats, including tax and duty
Highlights: dealer repair for Toyota cars, with theft, fire and extended flood cover
Your Toyota is five or six years old and you still want to take it to the dealer for repairs, because the parts and paintwork match the model. But renewing with Class 1 dealer repair pushes the premium over your budget. Is there an option that still gives you dealer repair at a lower premium?
Aioi Bangkok's Class 2+ dealer repair plan (2+ Privileged) is made specifically for Toyota cars. It covers the car in a collision with another vehicle where there is another party, plus theft, fire and flooding, but there are conditions on make and car age that you should check first.
Class 2+ dealer repair insurance for Toyota: who is it for and how much does it cost?
In short: Aioi Bangkok Class 2+ dealer repair insurance suits owners of privately used Toyota saloons or SUVs up to 10 years old who want dealer repair but want to keep the premium lower than Class 1. It covers the car in a collision with a vehicle where the other party can be identified, plus theft and fire, with a sum insured of THB 100,000–500,000, and extends cover to flooding. Premiums start at THB 9,500 per year (5-seat car, sum insured THB 100,000, information as at 28 October 2026, incl. tax and duty, excl. CMI). The actual premium depends on the car model, the number of seats and the sum insured you choose.
What does Class 2+ dealer repair insurance for Toyota cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car from a collision with a land vehicle | Up to the sum insured | The other party must be identified; dealer repair |
| Theft / fire | Up to the sum insured | – |
| Flood | Extended cover | See the quote for the limit |
| Third-party bodily injury or death | THB 500,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 1,000,000 | – |
| Personal accident | THB 100,000 | 5 or 7 seats, depending on the car |
| Medical expenses | THB 100,000 | 5 or 7 seats, depending on the car |
| Driver bail bond (criminal cases) | THB 200,000 | – |
Roughly how much is the premium for Class 2+ dealer repair insurance for Toyota?
Annual premiums, including tax and stamp duty, excluding CMI. Data as at 28 October 2026
| Vehicle sum insured | Saloon, 5 seats From (THB per year) | 7-seat SUV From (THB per year) |
|---|---|---|
| THB 100,000 | 9,500 | 9,700 |
| THB 150,000 | 10,200 | 10,400 |
| THB 200,000 | 10,700 | 10,900 |
| THB 250,000 | 11,200 | 11,400 |
| THB 300,000 | 11,500 | 11,700 |
| THB 350,000 | 12,000 | 12,200 |
| THB 400,000 | 12,500 | 12,700 |
| THB 450,000 | 13,000 | 13,200 |
| THB 500,000 | 13,500 | 13,700 |
All figures are starting premiums, at a special rate that already includes the dashcam (CCTV) discount. They apply to saloons with vehicle code 110 in groups 3, 4 and 5. The actual premium depends on the car model, the number of seats and the sum insured you choose. The amount you actually pay is the one shown on the quote.
CMI bought separately: saloon THB 645.21
A worked example to illustrate
Toyota saloon with a THB 300,000 sum insured, bought together with CMI
11,500 + 645.21 = THB 12,145.21 per year
How much is the difference between Aioi's 2+ and 3+ dealer repair?
5-seat saloon, sum insured THB 100,000: 2+ from THB 9,500 · 3+ dealer repair from THB 8,500
9,500 − 8,500 = you pay THB 1,000 more per year in exchange for theft and fire cover up to the sum insured
A simple rule: each extra THB 50,000 of sum insured moves the premium by roughly THB 300–700. Choose a sum insured close to the car's value, because theft or fire is paid only up to the sum insured.
Who is Class 2+ dealer repair insurance for Toyota for?
- Owners of privately used Toyota saloons or 7-seat SUVs up to 10 years old
- People who want dealer repair but find the Class 1 dealer repair premium over budget
- People who park their car outside the home or live in a flood-prone area
- People who already have a dashcam fitted, because this rate already includes the dashcam discount
Who should not buy this plan yet?
Cars of any make other than Toyota
This dealer repair premium applies to Toyota cars only. For other makes, see Aioi Bangkok Class 2+ insurance, which accepts several makes.
Cars over 10 years old
This plan accepts cars up to 10 years old. If your car is older than that, see Class 2+ insurance for older cars from Tokio Marine Safety Insurance.
People who drive or park in tight spaces, with a risk of hitting a post or a wall
2+ covers the car only in a collision with a vehicle where the other party can be identified. If you hit an object yourself, the car is not covered.
Cars used for hire, rental cars, sports cars or customised cars
This plan does not accept vehicles for hire, public hire vehicles, rental vehicles, sports cars, modified vehicles or tuned cars
People who want group insurance or to insure several cars in the name of an organisation
This rate does not include group insurance.
What limitations should you check before deciding?
1) Dealer repair for Toyota cars only
The dealer repair premiums and conditions on this page apply to Toyota cars only.
2) It must be a collision with a land vehicle where the other party is identified
If the other party drives off after hitting you, or you hit an object yourself, the car is not covered
3) Accepts saloons with vehicle code 110, groups 3, 4 and 5, up to 10 years old
Send us your car model first so we can check it is in an accepted group
4) The flood limit is not stated in the premium table
Cover is extended to flooding, but see the quote and the policy for the limit.
5) The premium excludes compulsory motor insurance (CMI)
See your quote for the actual total before you pay.
Not sure how much better value dealer repair is than garage repair? Read Network garage vs non-network garage vs dealer repair: which should you choose?
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will check that this Toyota model is in a group we accept, then send you a written quote within a business day, showing the total premium and the flood limit, plus CMI if you want to buy both together. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Can a Toyota Fortuner or Innova use the 7-seat table?
The 7-seat SUV table applies to saloons with vehicle code 110 that the insurer places in groups 3, 4 and 5. Send us the car's model so our team can check it with the insurer first.
Can a Toyota Hilux or other pickup be insured on this plan?
The rates on this page apply to saloons with vehicle code 110. Pickups use a different vehicle code, so send us the car's details and our team will find the plan that matches the vehicle code.
Can a hybrid Toyota be insured?
Send us the car's model so our team can check first. Acceptance depends on the vehicle group the insurer sets.
If the car goes into the dealer's workshop, do I have to pay upfront first?
It depends on the case and on the service centre where the repair is done. To understand why you sometimes have to pay first, read Why do you have to pay upfront for repairs?
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. If you want to check that the cover dates line up with your tax renewal first, read New CMI rules from 1 September 2026: match your cover dates to your vehicle tax
Who approves claims: Prakanthai.com or Aioi Bangkok?
Underwriting and claim payments are decided by Aioi Bangkok Insurance. As the broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on Aioi Bangkok Insurance Public Company Limited's product information for Class 2+ Privileged dealer repair car insurance as at 28 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004. Please read the policy and the quote in full before deciding.
Price: THB 9,500
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