Viriyah used EV Class 1 insurance (dealer repair), from THB 16,000
- Published: 14 October 2026
Viriyah used EV Class 1 insurance (dealer repair), from THB 16,000
Premium data as of 14 October 2026 · compiled by Prakanthai.com
Underwritten by Viriyah Insurance Public Company Limited
Premiums from THB 16,000–90,000 per year, depending on the sub-model. Tax and stamp duty included; compulsory motor insurance (CMI) not included
Highlights: Class 1 dealer repair for used EVs (Used Car), with premiums set for each of 41 sub-models
You've bought a used Tesla from a friend and the old policy has just run out. You ask several places for a premium: some won't take a used EV, and others quote a price range so wide you can't compare them.
Class 1 dealer-repair insurance for used EVs with a clear premium for each sub-model: what does it cover, and how much is the premium for each model?
Viriyah used EV Class 1 insurance (dealer repair): who is it for, and how much is the premium?
In short: Viriyah Insurance's Class 1 dealer-repair insurance for used EVs suits owners of privately used electric cars whose model is in the table. It covers the car itself, theft and fire, up to a sum insured of 80–100% of the market value. Plan A is for most cars, and Plan B is for premium cars, with higher limits for the other party and for personal accident. Premiums start at THB 16,000 per year for the VOLT (as of 14 October 2026, excluding CMI). The actual premium depends on the sub-model and the insurer's assessment.
What does Viriyah used EV insurance cover?
| Coverage | Plan A | Plan B |
|---|---|---|
| Damage to the car (dealer repair) | Up to the sum insured | Up to the sum insured |
| Theft / fire | Up to the sum insured | Up to the sum insured |
| Third-party bodily injury or death (per person) | THB 1,000,000 | THB 1,000,000 |
| Third-party bodily injury or death (total per accident) | THB 20,000,000 | THB 20,000,000 |
| Third-party property | THB 2,500,000 | THB 5,000,000 |
| Personal accident / medical expenses | THB 100,000 / 100,000 | THB 200,000 / 200,000 |
| Driver bail bond (criminal cases) | THB 300,000 | THB 300,000 |
| Additional accessories | Up to THB 20,000 | Up to THB 20,000 |
Saloons: 7 seats; pickups: 3 seats. The MINE MT30 (code 320E) uses the Plan A pickup limits: third-party bodily injury or death THB 500,000 per person, and property THB 1,000,000
Roughly how much is Viriyah used EV insurance?
Annual premiums, including tax and stamp duty, excluding CMI. Data as at 14 October 2026
Plan A
| Make / model | Sub-model | Starting premium (THB per year) |
|---|---|---|
| VOLT | FOR-FOUR / FOR-TWO | 16,000 |
| FOMM ONE | – | 17,500 |
| NETA V | – | 18,000 |
| MINE MT30 (code 320E) | – | 19,500 |
| MG ZS | X / D | 22,000 |
| MG EP | – | 23,500 |
| MG ES | – | 24,000 |
| BYD ATTO 3 | Standard Range | 24,500 |
| ORA GOOD CAT | 400 PRO | 24,500 |
| BYD ATTO 3 | Extended Range | 25,500 |
| ORA GOOD CAT | 500 ULTRA | 25,500 |
| MG4 | X / D | 27,000 |
| ORA GOOD CAT | GT | 27,000 |
| NISSAN LEAF | – | 38,000 |
| TOYOTA bZ4X | AWD | 42,500 |
| MG MAXUS 9 | X / V | 45,000 |
Plan B
| Make / model | Sub-model | Starting premium (THB per year) |
|---|---|---|
| VOLVO EX30 | CORE Single Motor / ULTRA Single Motor / ULTRA Twin Motor | 35,000 / 38,000 / 42,000 |
| VOLVO XC40 | Single Motor / Twin Motor | 45,000 / 50,000 |
| MINI COOPER | SE | 47,500 |
| VOLVO C40 | Single Motor / Twin Motor | 53,000 / 58,000 |
| TESLA MODEL 3 | Standard Range RWD / Long Range AWD / Long Range Performance AWD | 60,000 / 65,000 / 70,000 |
| TESLA MODEL Y | Standard Range RWD / Long Range AWD / Long Range Performance AWD | 60,000 / 65,000 / 70,000 |
| MERCEDES-BENZ EQB | 250 AMG Line | 70,000 |
| BMW i3 / iX3 | – / M SPORT Inspiring, M SPORT Pro | 75,000 |
| LEXUS RZ450e | Luxury / Premium | 80,000 / 85,000 |
| LEXUS UX300e | – | 90,000 |
The no-claims discount and the CCTV camera discount are already deducted, and CMI is not included (for code 110E, the CMI premium incl. tax and duty is THB 645.21). Every figure is a starting premium. The actual premium is the one on your quote, subject to the insurer's underwriting decision.
Worked example: how is the minimum sum insured rounded?
Suppose an MG4, sub-model D, has a market value of THB 535,000 when you insure it
- Minimum sum insured, 80%: 535,000 × 80% = THB 428,000, rounded up in steps of THB 10,000 to THB 430,000
- Maximum sum insured, 100%: THB 535,000, rounded up to THB 540,000
- The premium for this model is THB 27,000 per year; adding CMI of THB 645.21 makes THB 27,645.21
This example is for illustration only; the actual sum insured and premium are those on the quote. Sums insured of THB 1,000,000–2,000,000 are rounded up in steps of THB 50,000. A simple rule: choose a sum insured close to 100% if you want a payout close to the market value if the car is stolen or written off.
Who is Viriyah used EV insurance for?
- People who have bought a used EV, or have an EV that has already been in use, whose sub-model is in the table
- People who want a clear premium for their sub-model, e.g. Tesla priced separately for RWD / AWD / Performance
- Owners of premium cars who want third-party property cover of THB 5,000,000 (Plan B)
- People who have fitted additional accessories worth up to THB 20,000 and can list them
Who should not buy this plan yet?
- Cars registered to a juristic person, or used for hire or rental. This plan only accepts private cars or company cars
- Cars with an ECU box or engine tuning, added gauges, or lowered or raised suspension
- Models not in the table, such as the BYD DOLPHIN or SEAL. See Viriyah EV Class 1 insurance for cars aged 2–5 years
- New EVs (red plates). See Viriyah EV insurance for new cars (red plates)
Limits to check before you decide
- Sum insured of 80–100% of the market value, rounded up in steps of THB 10,000 (sums insured under THB 1 million) or THB 50,000 (THB 1–2 million)
- Additional accessories up to THB 20,000 must be listed; Kevlar, carbon, stickers and ceramic coating are not included
- Cars registered in a company's name are not accepted
- No further discounts. The premium already has the no-claims discount and the CCTV camera discount deducted
- The premium excludes compulsory motor insurance (CMI)
Where are Teslas repaired? Read Tesla Approved Body Shop (TAB)
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will send you a written quote within a business day, showing the sum insured based on the market value, the premium for your sub-model, and a comparison with Viriyah's other EV plans. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
How do Plan A and Plan B differ?
Plan B is for the premium cars in the table, with third-party property cover of THB 5,000,000 and personal accident and medical expenses of THB 200,000. Plan A has third-party property cover of THB 2,500,000 and personal accident and medical expenses of THB 100,000.
How much does the premium differ between Tesla Model Y versions?
Standard Range RWD THB 60,000, Long Range AWD THB 65,000, Long Range Performance AWD THB 70,000
Can a car registered in a company's name be insured?
No. This plan does not accept cars registered to a juristic person, except company cars under the conditions. Send us the registration book and our team will check first.
How does this plan differ from Viriyah EV insurance for cars aged 2–5 years?
Both are Viriyah Class 1 dealer-repair plans, but the model tables, third-party limits and premiums differ. Send us your car details and our team will compare the two plans side by side.
Can a car with a motor power-boost box be insured?
No. This plan does not accept cars fitted with an ECU box or modified for speed.
Who approves claims: Prakanthai.com or Viriyah Insurance?
Underwriting and claim payments are decided by Viriyah Insurance. Prakanthai.com, as the broker, helps coordinate and follow up for you.
Notes
The coverage and premium information on this page is based on Viriyah Insurance Public Company Limited's premium rate table for Class 1 dealer-repair electric car insurance (Used Car, codes 110E/320E) as at 14 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.
Price: THB 19,500
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