Muang Thai EV Class 1 insurance (dealer repair), cars aged 2–5 years, battery covered, from THB 18,200
Price: THB 18,200
Premium data as of 13 November 2026 · compiled by Prakanthai.com
Underwritten by Muang Thai Insurance Public Company Limited
Premium from THB 18,200.70 to 94,248.81 per year including tax and duty, depending on car model and age (compulsory motor insurance (CMI) not included)
Highlights: the battery is paid for by replacing it with a new one (endorsement R.Y.F. 06), and this round's model table now includes BYD
The new-car (red plate) insurance from the dealer is about to run out. An EV that has just reached 1–2 years old gets a renewal notice with a premium that has not come down at all, and each insurer pays for the battery differently.
If your car is in Muang Thai Insurance's model table this round, what should you check before deciding?
Muang Thai EV Class 1 insurance: who is it for, and how much is the premium?
Short answer: Muang Thai EV Class 1 insurance (Muang Thai NEW Motor EV) suits owners of privately used electric passenger cars, code E11, aged 2–5 years, whose model is in the table of 42 models, such as BYD, MG, Tesla and Volvo. It covers the car, theft and fire up to the sum insured, with dealer repair, pays for the battery by replacing it with a new one, and includes 24-hour breakdown assistance. The premium starts at THB 18,200.70 per year including tax and duty (data as at 13 Nov 2026, CMI not included). The actual premium depends on the car model, car age and sum insured. This rate is valid until 31 December 2026.
What does Muang Thai EV Class 1 insurance cover?
| Coverage | Limit (THB) |
|---|---|
| Damage to the car (dealer repair) | Up to the sum insured, per event |
| Theft / fire | Up to the sum insured |
| Electric vehicle battery (R.Y.F. 06) | Paid by replacing the battery with a new one |
| Third-party bodily injury or death | 1,000,000 per person / 20,000,000 per event |
| Third-party property | 5,000,000 per event |
| Personal accident (R.Y.F. 01) | 100,000 per person |
| Medical expenses (R.Y.F. 02) | 100,000 per person |
| Driver bail bond (R.Y.F. 03) | 1,100,000 per event |
| Fitted accessories | Up to 20,000 |
| Terrorism | Covered |
Personal accident and medical expenses cover is calculated by the number of seats covered: 7 seats including the driver
What does the 24-hour emergency breakdown assistance include?
| Service | Times per year / limit |
|---|---|
| Initial consultation with a car mechanic | Unlimited times |
| Emergency mechanic dispatch (parts not included) | 1 time / up to THB 500 |
| Tow truck for a breakdown | 1 time / up to THB 1,500 |
| Delivery of a spare key or an emergency locksmith | 1 time / up to THB 1,500 |
| Arranging a driver, a personal secretary, home assistance (Bangkok and surrounding provinces) and medical assistance | 1 time each, the customer pays the actual service cost |
This service is a privilege and not part of the insurance contract. Use it through the Muang Thai Insurance Call Center, tel. 1484
Roughly how much is Muang Thai EV Class 1 insurance?
Total premium per year including tax and duty, sorted from lowest to highest. Data as at 13 November 2026, CMI not included. The right-hand figure ranges from the premium for a 2-year-old car to that for a 5-year-old car.
| Model | Sum insured (THB) | Starting premium, car aged 2–5 years (THB) |
|---|---|---|
| Wuling Air EV | 100,000–240,000 | 18,200.70–18,650.10 |
| Wuling Binguo | 150,000–280,000 | 18,200.70–18,650.10 |
| FOMM ONE | 100,000–280,000 | 19,150.86–19,549.97 |
| ORA Good Cat | 150,000–530,000 | 27,450.85–28,700.61 |
| MG EP | 100,000–320,000 | 28,800.12–29,699.99 |
| MG ES | 300,000–450,000 | 28,850.41–29,900.08 |
| MG ZS | 150,000–580,000 | 28,850.41–29,900.08 |
| AION Y Plus | 230,000–520,000 | 29,000.21–30,200.75 |
| AION UT | 180,000–430,000 | 30,200.75–31,050.33 |
| BYD Dolphin | 150,000–400,000 | 30,200.75–30,950.82 |
| MG4 | 200,000–650,000 | 31,450.51–32,750.56 |
| BYD Atto 3 | 230,000–500,000 | 31,900.98–32,950.65 |
| BYD Sealion 7 | 480,000–820,000 | 32,050.78–33,600.14 |
| AION ES | 280,000–520,000 | 32,300.09–33,500.63 |
| AION V | 380,000–630,000 | 34,450.79–35,700.55 |
| Geely EX5 | 320,000–600,000 | 34,549.23–35,500.46 |
| Hyundai Ioniq 5 | 750,000–2,800,000 | 35,700.55–37,650.09 |
| MG S5 | 300,000–670,000 | 37,149.33–38,150.85 |
| Zeekr X | 480,000–880,000 | 37,550.58–39,099.94 |
| Deepal S05 | 320,000–670,000 | 37,900.47–38,950.14 |
| Deepal L07 | 430,000–810,000 | 37,999.98–39,500.12 |
| Deepal S07 | 480,000–970,000 | 38,050.27–39,700.21 |
| BYD M6 | 300,000–600,000 | 38,250.36–39,300.03 |
| Kia EV5 | 400,000–1,300,000 | 38,250.36–40,150.68 |
| Nissan Leaf | 250,000–970,000 | 40,600.08–42,400.89 |
| XPeng G6 | 600,000–1,000,000 | 41,300.93–42,949.80 |
| IM6 | 850,000–1,500,000 | 42,600.98–44,400.72 |
| AION Hyptec HT | 540,000–1,100,000 | 43,250.47–45,100.50 |
| BYD Seal | 250,000–790,000 | 43,400.27–44,900.41 |
| MAXUS 9 | 800,000–1,400,000 | 43,799.38–46,450.84 |
| MINI Cooper | 800,000–2,100,000 | 49,900.52–52,900.80 |
| Volvo EX30 | 500,000–1,200,000 | 50,700.88–52,700.71 |
| Volvo XC40 | 550,000–1,500,000 | 55,000.14–57,950.13 |
| Volvo C40 | 680,000–1,700,000 | 55,050.43–58,050.71 |
| Zeekr 7X | 640,000–1,250,000 | 55,300.81–57,399.08 |
| Kia EV9 | 1,400,000–2,600,000 | 55,650.70–57,549.95 |
| Zeekr 009 | 1,200,000–2,000,000 | 59,200.96–62,800.44 |
| Tesla Model Y | 600,000–1,500,000 | 65,799.65–68,099.08 |
| Tesla Model 3 | 580,000–1,500,000 | 72,750.37–74,898.93 |
| BMW iX3 | 950,000–1,850,000 | 74,400.31–78,450.26 |
| BMW i4 | 1,500,000–3,700,000 | 75,000.58–80,850.27 |
| BMW iX | 1,500,000–4,400,000 | 87,350.52–94,248.81 |
Every model shows its starting premium. The sum insured is set at 80% of the market price and must be within the range the table specifies. The actual premium depends on the car model, car age and sum insured. The amount actually payable follows the quote.
Worked example: what does a 3-year-old BYD Atto 3 actually cost?
The market price is an assumed figure for illustration.
- Market price 600,000 × 80% = sum insured THB 480,000 (within the THB 230,000–500,000 range the table accepts)
- Class 1 premium for a 3-year-old car = THB 32,250.87
- Plus CMI, code E11, THB 645.21
- Total payable about THB 32,896.08 (32,250.87 + 645.21)
The rule of thumb: the older the car, the slightly higher the premium in this table. For the Atto 3, a 2-year-old and a 5-year-old car differ by THB 1,049.67 (32,950.65 − 31,900.98).
Who is Muang Thai EV Class 1 insurance for?
- Owners of privately used electric cars aged 2–5 years who want dealer repair
- Owners of BYD, AION and Deepal, brands added to the table this round
- Those worried about battery costs as the car ages, see also Renewing EV insurance in years 2–3: how does the battery cover change?
- Those who want tow-truck and emergency mechanic services included with the policy
- Those who can take out the insurance by 31 December 2026
Who should not buy this plan yet?
- Cars younger than 2 years or just off the lot with red plates. This plan accepts cars aged 2–5 years. Try Viriyah EV Class 1 insurance (dealer repair) for new cars (red plates).
- Cars older than 5 years are outside this plan's age range.
- Car models not in the table. Audi, Porsche and Mercedes-Benz, for example, are not in this campaign's table. Try comparing Viriyah EV Class 1 insurance (dealer repair), cars aged 2–5 years.
- Cars used for hire, rental or commercial use. This plan accepts only privately used passenger cars, code E11, with up to 7 seats.
- Those who want to keep the budget low. If your main risk is a collision with another car, try comparing Viriyah EV 2+ insurance (dealer repair).
What limitations should you check before deciding?
- This premium rate ends on 31 December 2026. If your current insurance expires after that, you must confirm the purchase and have the insurer issue the notification number by 31 Dec 2026. After the deadline the insurer does not allow this rate to be used.
- The sum insured is set at 80% of the market price: if the car is written off or stolen, you receive the sum insured, not the price you paid for the car
- EV chargers are not covered. If you have a wall charger installed at home, damage to the charger is not included in this premium.
- Accessories are covered up to THB 20,000 in value. If the car has many add-ons, check the value of the accessories before deciding.
- Breakdown assistance has a cap per event and per year. The tow truck is limited to THB 1,500, once a year, does not apply to accidents, and does not include parts, expressway tolls or parking fees.
- Breakdown assistance is for 100% electric cars used privately only, and is not provided on closed roads, in construction areas or at places the service vehicle cannot reach.
- The premium does not yet include CMI. Code E11 adds another THB 645.21.
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will send a written quote back within the business day, showing the sum insured, the total premium including tax and duty, and CMI if you want to take it at the same time. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
If my current insurance expires in February 2027, can I still use this premium?
Yes, if you agree to buy in advance and send the car details, sum insured and premium so that the insurer issues the notification number by 31 December 2026. After that date the insurer does not allow this rate to be used.
Can a BYD get this plan?
Yes. This round's table has 5 BYD models: Dolphin, Atto 3, Sealion 7, M6 and Seal. The car must be 2–5 years old and the sum insured within the range the table specifies.
Can I buy it for a car I bought only a year ago?
Not yet. This plan accepts cars aged 2–5 years. Send us the car details and our team will check EV plans from other insurers that accept cars of this age.
If I bought a used car, is the sum insured based on the price I paid?
No. The insurer sets the sum insured at 80% of the market price, and it must be within the table's sum insured range.
If the car breaks down on the road, how do I call a tow truck?
Call the Muang Thai Insurance Call Center on 1484. The breakdown tow service can be used once a year, and the insurer covers the service charge up to THB 1,500 per event.
Where are Teslas repaired?
This plan is dealer repair. To learn about the body shops Tesla certifies, read Tesla Approved Body Shop (TAB)
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. CMI code E11 is THB 645.21. If you want to check first that the cover dates match your vehicle tax cycle, read New CMI rules from 1 September 2026: match your cover dates to your vehicle tax
Who approves claims: Prakanthai.com or Muang Thai Insurance?
Underwriting and claim payments are decided by Muang Thai Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The cover and premium information on this page is based on the product document for Muang Thai NEW Motor EV (Campaign Code: NEWEV) and the emergency breakdown assistance privilege document, May 2026 edition, from Muang Thai Insurance Public Company Limited, checked on 13 November 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as the insurer announces. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004. Please read the policy and the quote in full before deciding.
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