出国旅行保险

1. 因意外导致身故、肢体或视力丧失，或永久完全残疾
1. Loss of life, dismemberment, loss of sight, or total permanent disability due to accident

2. 因自然灾害意外身故
2. Loss of life due to natural disaster

3. 因意外或疾病在国外接受治疗，按实际费用，最高不超过
3. Medical expenses abroad due to accident or sickness maximum payable per actual expenses

4. 回到泰国后的后续治疗，按实际费用，最高不超过
（须在返回泰国之日起24小时内接受治疗，且自在泰国首次接受治疗之日起，持续治疗不超过14天）
4. On-going medical treatment in Thailand after returning from overseas trip maximum payable per actual expense
(The covered person must request treatment in Thailand within 24 hours from the date of arrival in Thailand. The continued treatment shall not exceed 14 days from the date on which treatment is initially received in Thailand)

5. 因意外所需耐用体外医疗用品（医疗用品2）*补偿，按实际费用，最高不超过
5. Benefit for external durable medical supplies (medical supply type 2)* due to an accident maximum payable per actual expense

6. 紧急医疗转运或送返泰国，按实际费用，最高不超过
6. Emergency medical evacuation and repatriation to Thailand maximum payable per actual expense

7. 遗体或骨灰运返泰国的费用，按实际费用，最高不超过
7. Repatriation of mortal remains maximum payable per actual expense

8. 以住院病人身份在医院或医疗机构治疗期间的每日补偿，按天给付
- 在国外住院治疗：连续补偿最多60天
- 在泰国住院治疗：连续补偿最多14天
8. Daily benefit for hospital confinement payable per day
- The maximum continued period of compensation is 60 days from the first day of admission to the hospital or medical facility as an in-patient overseas
- The maximum continued period of daily compensation is 14 days from the first day of admission to the hospital or medical facility as an in-patient in Thailand

9. 亲属探视，按实际费用，最高不超过
9. Hospital visit maximum payable per actual expense

10. 旅程延期或取消，按实际费用，最高不超过
10. Trip postponement or cancellation maximum payable per actual expense

11. 旅程缩短，按实际费用，最高不超过
11. Trip curtailment maximum payable per actual expense

12. 旅程延误
- 承运人未宣布取消原定行程，或承运人能为被保险人安排新行程（每满6小时给付2,000泰铢），最高不超过
12. Benefit for travel delay
- If the carrier does not cancel the original schedule or can arrange a new schedule for the insured person (payable 2,000 Baht for every 6 consecutive hours) maximum limit

- 被保险人自行安排新行程（每次事件一次性给付）
- If the insured person arranges a new travel schedule by themselves (lump-sum per incident)

13. 错过转乘（每满6小时给付1,000泰铢），最高不超过
13. Missed connecting flight (payable 1,000 Baht for every 6 consecutive hours) maximum limit

14. 劫机（每满24小时给付2,000泰铢），最高不超过
14. Hijacking (payable 2,000 Baht for every 24 consecutive hours) maximum limit

15. 行李及/或行李内个人财物的丢失或损坏（每件最高5,000泰铢），按实际费用，最高不超过
15. Loss or damage to baggage and/or personal belongings inside baggage (up to 5,000 Baht per item) maximum payable per actual expense

16. 高尔夫球具的丢失或损坏，按实际费用，最高不超过
16. Loss or damage to golf equipment maximum payable per actual expense

17. 个人钱财的丢失或损坏，按实际费用，最高不超过
17. Loss or damage of money maximum payable per actual expense

18. 旅行证件的丢失或损坏，按实际费用，最高不超过
18. Loss or damage of travel document maximum payable per actual expense

19. 住宅内财产因盗窃而丢失或损坏，按实际费用，最高不超过
19. Loss or damage of property inside residence resulting from burglary maximum payable per actual expense

20. 行李延误（每满6小时给付2,000泰铢），最高不超过
20. Baggage delay (payable 2,000 Baht for every 6 consecutive hours) maximum limit

21. 对第三者的法律责任（财产损失每次事件限额最高50,000泰铢），按实际费用，最高不超过
21. Third-party legal liability (with a property damage limit of up to 50,000 Baht per incident) maximum payable per actual expense

22. 紧急电话费（一次性给付）
22. Emergency telephone charge payable (lump sum)

23. 未成年人送返泰国，按实际费用，最高不超过
23. Return of children to Thailand maximum payable per actual expense

24. 租车免赔额，按实际费用，最高不超过
24. Rental car excess maximum payable per actual expense

25. 错过活动*，按实际费用，最高不超过
25. Missed participation in activity maximum payable per actual expense

26. 因自然灾害产生的额外住宿费（按实际发生的费用赔付，每天最高2,000泰铢），最高不超过
26. Additional accommodation expenses due to natural disasters (reimbursed for actual expense incurred up to 2,000 Baht per day) maximum limit