Women's cancer plus accident insurance from THB 1,500 per year
- Published: 12 October 2026
Women's cancer plus accident insurance from THB 1,500 per year
Premium data as of 12 October 2026 · compiled by Prakanthai.com
Underwritten by Bangkok Insurance Public Company Limited
Premiums from THB 1,500–26,200 per year, depending on age band and plan, including stamp duty and tax
Highlights: a lump sum of THB 250,000–1,000,000 if cancer is found, an extra payment for a full mastectomy, and accident cover, all in one policy
A close friend found a lump in her breast and the tests showed cancer. Her doctor recommended removing the whole breast, followed by chemotherapy. Treatment and recovery together cost more than she had expected.
If you want a lump sum ready for something like this, what does this cancer insurance for women pay, and which exclusions should you know about?
Women's cancer plus accident insurance: who is it for, and how much is the premium?
In short: Bangkok Insurance's women's cancer plus accident insurance suits women who have never had cancer and want a lump sum of THB 250,000–1,000,000 when cancer is first diagnosed, plus an extra THB 125,000 per breast for a full mastectomy and THB 100,000 of accident cover. Premiums start at THB 1,500 per year for Plan 1, ages 0–24 (data as at 12 October 2026). Your actual premium depends on your age band and the plan you choose.
What does women's cancer plus accident insurance cover?
| Coverage | Plan 1 / 2 / 3 / 4 / 5 (THB) | Conditions |
|---|---|---|
| First cancer diagnosis | 250,000 / 400,000 / 500,000 / 800,000 / 1,000,000 | Diagnosed at least 90 days after the start of cover |
| Full mastectomy (whole breast removed) to treat breast cancer | 250,000 on all plans | THB 125,000 per breast |
| Radiotherapy / chemotherapy | 25,000 on all plans | – |
| Accidental death, loss of limbs, sight, hearing or speech, or permanent disability (PA 2) | 100,000 on all plans | Excluding riding a motorcycle as driver or passenger |
| The same, from riding a motorcycle as driver or passenger | 20,000 on all plans | – |
| Medical expenses from an accident | 10,000 on every plan | Per accident |
The only thing that changes from plan to plan is the sum insured for a first cancer diagnosis; all other cover is the same on every plan.
Roughly how much is women's cancer plus accident insurance?
Annual premium incl. stamp duty and tax. Data as of 12 October 2026
| Age band | Plan 1 / 2 / 3 / 4 / 5 (THB) |
|---|---|
| 0–24 years | 1,500 / 2,000 / 2,300 / 3,300 / 4,000 |
| 25–34 years | 1,800 / 2,500 / 2,900 / 4,300 / 5,200 |
| 35–44 years | 3,200 / 4,600 / 5,500 / 8,300 / 10,100 |
| 45–54 years | 5,500 / 8,000 / 9,700 / 14,800 / 18,100 |
| 55–60 years | 7,900 / 11,500 / 14,000 / 21,300 / 26,200 |
Every figure is a starting premium. The premium is based on your age when cover starts and stays the same, unless there is an accident claim during the policy year. The actual premium depends on your age band, the plan and the insurer's underwriting decision; the quote is what counts.
Worked example: how much would you receive in total for breast cancer?
Say you start at age 30 on Plan 3, with a premium of THB 2,900 per year (about THB 242 a month on average = 2,900 ÷ 12). The following year you are diagnosed with breast cancer, have 1 whole breast removed, then have chemotherapy.
- First cancer diagnosis: THB 500,000
- Full mastectomy, 1 breast: THB 125,000
- Chemotherapy: THB 25,000
- Total: 500,000 + 125,000 + 25,000 = THB 650,000
This is an illustration that assumes every condition is met. The actual payout depends on the insurer's claim assessment. The simple rule: the mastectomy benefit is paid on top of the main sum insured, not deducted from it.
Who is women's cancer plus accident insurance for?
- Women and girls aged 0–60 who have never had cancer and are particularly concerned about breast cancer; renewable up to age 65
- People who want both cancer insurance and basic accident insurance in one policy
- People who want a choice of cancer sums insured, from THB 250,000 to THB 1,000,000
- People who want a fixed premium that doesn't rise with age
Who should not buy this plan yet?
- People who have had cancer before: cancer that existed before cover started is excluded
- People mainly concerned about skin cancer: all types of skin cancer are excluded except melanoma
- People who ride a motorcycle, or ride pillion, every day and are relying on the accident cover: a motorcycle accident pays THB 20,000, not THB 100,000
- People who want more than THB 1,000,000 of cancer cover in total: the combined sum insured across all policies is capped at THB 1,000,000 per person
- People who also want surgery cover for other types of cancer: this plan's surgery benefit pays only for a full mastectomy. See cancer insurance with surgery cover for all types of cancer
Limits to check before you decide
- 90-day waiting period: cancer must be first diagnosed at least 90 days after the start of cover
- Key exclusions: cancer that existed before cover started; tumours related to or resulting from immune deficiency, including HIV; and all types of skin cancer except melanoma
- The mastectomy benefit is paid only when the whole breast is removed: THB 125,000 per breast, up to THB 250,000 in total
- A motorcycle accident pays THB 20,000, less than the THB 100,000 paid in other cases
- The premium may change if you make an accident claim: it stays fixed unless an accident claim is made while you are insured
- The combined sum insured across all policies is capped at THB 1,000,000 per person: any cancer insurance you already have counts towards it
Want to know your own premium and the right plan? What do you need to send?
Send just 2 things
- Date of birth of the person to be insured
- Cancer or health insurance you already have (if any)
Our team will send you a written quote within a business day, showing the premium for each plan by age band, and will check that your combined sum insured stays within the THB 1,000,000 cap. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
If only part of the breast is removed, is the surgery benefit paid?
The published conditions mention only removal of the whole breast, at THB 125,000 per breast. Before you buy, send us your question and our team can check the details with the insurer.
If I have already received the cancer lump sum, do I also get the mastectomy benefit?
According to the coverage table, the mastectomy benefit is separate from the sum insured for a first cancer diagnosis. If you meet the conditions for both, you receive both.
I already have health insurance. Should I add this plan?
This plan pays the fixed amounts stated when you meet the conditions, so it can sit alongside health insurance that pays for treatment. Check first whether your existing insurance pays for chemotherapy and radiotherapy, as some plans don't cover this category.
Will the premium go up as I get older?
It doesn't rise with age. The premium is based on your age when the policy starts and stays the same, unless there is an accident claim while you are insured.
Is there a plan like this for men?
Yes. Bangkok Insurance has men's cancer plus accident insurance, which pays an extra THB 150,000 if you are diagnosed with colon, lung, liver or prostate cancer.
Will I get the policy as a file after I buy?
This plan can be bought as a package so that an electronic policy is issued. Read more in What is an e-Policy?
Who approves claims: Prakanthai.com or Bangkok Insurance?
Underwriting and claim payments are decided by Bangkok Insurance. As the broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on Bangkok Insurance Public Company Limited's product leaflet for Cancer Insurance for Women Plus Accident (2-0004-05-CCI 03-66) as at 12 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Your health declaration is one of the factors in underwriting and claim payment decisions. Underwriting and renewal decisions, as well as claim payments, are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.