Class 1 RY.18 insurance for Grab/Bolt cars from THB 26,857 | Prakanthai.com
- Published: 29 September 2026
Class 1 RY.18 insurance for Grab/Bolt cars from THB 26,857 | Prakanthai.com
Strengths
- States your app-based hire use exactly as it is, so you don't have to worry about a claim being refused for using the car for the wrong purpose
- Class 1 cover for your car, sum insured up to THB 1,999,999
- Third-party liability for death or injury: THB 500,000 per person, up to THB 20 million per accident in total
- Cover for passengers in the car: accident THB 50,000 + medical expenses THB 50,000
- Driver bail bond (criminal cases) THB 250,000
Suits / doesn't suit
- Good fit: Grab, Bolt or other ride-hailing drivers already registered as RY.18, cars up to 9 years old, who want full cover for their car up to the sum insured
- Not a good fit: electric vehicles (EV), cars over 9 years old, people who want dealer repair → on a tight budget, see Class 3 RY.18 for Grab/Bolt
Compared with similar plans
Class 1 RY.18 (this page) | Class 3, RY.18 | |
|---|---|---|
Cover for your car | Covered, sum insured up to THB 1,999,999 | Not covered |
The other party | Covered | Covered |
Best for | New car, heavy use | Older car, tight budget |
Key conditions
- Excess (deductible) THB 3,000 per accident → Excess vs Deductible
- Only passenger cars in groups 3–5, not electric, up to 9 years old, garage repair only
- Third-party property damage THB 1,000,000 per accident
- Available until 18 Dec 2027
FAQ
- Can you use ordinary private car insurance to drive for Grab? Private car insurance (code 110) states private use, not hire. If something happens while you are carrying a passenger, you may have problems with your claim. You should switch to a plan that states RY.18 or code 730.
- What is code 730? It is the vehicle use code in the policy for a car for hire via an electronic system, which matches cars registered as RY.18.
- Can a car over 9 years old be insured? This plan accepts cars up to 9 years old. For older cars, see the Class 3 RY.18 plan instead.
- Does the THB 26,857 premium include tax? No, it does not include tax, stamp duty or CMI. The actual premium depends on the sum insured and car model.
- If a passenger is injured, does the insurance pay? There is THB 50,000 of medical expenses cover and THB 50,000 of accident cover under the policy conditions, in addition to CMI.
Key cover and limits
| Item | Plan limit |
|---|---|
| Third-party bodily injury or death | THB 500,000 per person |
| Total limit for third-party liability for bodily injury or death | THB 20,000,000 per accident |
| Third-party property damage | THB 1,000,000 per accident |
| Personal accident under attached endorsements | THB 50,000 |
| Medical expenses under attached endorsements | THB 50,000 |
| Driver bail bond under attached endorsements | THB 250,000 |
Cover for the insured car follows the sum insured approved by the insurer and the policy conditions. Check the number of people covered and the endorsement details in the quote before you agree to buy.
Class 1 premium table for non-electric RY.18 cars
Total premiums from the table for group 3, 4 and 5 cars with garage repair. The insurer decides the car group and the sum insured it can accept.
| Sum insured | Mainstream Japanese cars — Option 1 | European or Chinese cars — Option 2 |
|---|---|---|
| Under THB 200,000 | THB 26,857.00 | THB 26,857.00 |
| THB 200,000–299,999 | THB 26,857.00 | THB 26,857.00 |
| THB 300,000–399,999 | THB 26,857.00 | THB 26,857.00 |
| THB 400,000–499,999 | THB 27,931.28 | THB 29,005.56 |
| THB 500,000–599,999 | THB 30,079.84 | THB 31,154.12 |
| THB 600,000–699,999 | THB 32,228.40 | THB 33,302.68 |
| THB 700,000–799,999 | THB 34,376.96 | THB 35,451.24 |
| THB 800,000–899,999 | THB 36,525.52 | THB 37,599.80 |
| THB 900,000–999,999 | THB 38,674.08 | THB 39,748.36 |
| THB 1,000,000–1,999,999 | THB 40,822.64 | THB 41,896.92 |
Every sum insured band has an excess (Deductible) of THB 3,000, subject to the policy conditions
Prices and acceptance must be confirmed based on the car model, car age, use and the insurer's conditions. Please ask about CMI and any other related costs before you pay.
Why let Prakanthai.com look after it?
Insurance for a car you work with should come with someone to explain it before you buy, and someone you can reach when you need help.
Prakanthai.com
- In service since 2004
- A real office, reachable by phone during business hours
- We check that the plan matches the car details and use you give us
- We explain the sum insured, premium and excess before you decide
- We help coordinate and follow up claims with the insurer
You take care of your passengers' journeys. Let us take care of your car insurance.
Check the premium for your car with Prakanthai.com
Just have your make / model / registration year / powertrain / ride-hailing app / current policy expiry date ready, and tell us whether the car is already registered as RY.18 or the registration is in progress
Send the message “Check Class 1 RY.18 insurance” and our team will check the plan and prepare a quote for you to consider
💬 LINE: @Prakanthai
📞 02-459-2223
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Acceptance, sum insured, cover, exclusions and excess are subject to the insurer's conditions and the policy. Please check the quote before you decide to buy.
Price: - | Start date: 18 September 2026 |
End date: 18 December 2027 |
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