Muang Thai EV Class 1 insurance (dealer repair), from THB 17,000
- Updated: 15 October 2026
Muang Thai EV Class 1 insurance (dealer repair), from THB 17,000
Premium data as of 4 August 2026 · compiled by Prakanthai.com
Underwritten by Muang Thai Insurance Public Company Limited
Premiums from THB 17,000.16–145,001.05 per year, depending on the car model and the sum insured
Highlights: Class 1 dealer repair for electric vehicles, with a premium table set model by model so you can compare straight away
You bought your EV a little over a year ago and the second-year renewal notice has arrived. Premiums differ a lot from one insurer to the next, and each one covers the battery differently. What should you look at first?
MuangThai Motor EV, Muang Thai Insurance's Class 1 EV insurance with dealer repair, has premiums set by car model. But battery cover reduces as the battery ages, and only models listed in the table are accepted
Muang Thai EV Class 1 insurance: who is it for, and how much is the premium?
In short: MuangThai Motor EV Class 1 insurance suits owners of privately used electric cars aged 1–5 years who want dealer repair and whose model is in the table the insurer accepts. It covers damage to the car, theft and fire up to the sum insured, the battery at a rate that falls as the battery ages, and third parties. Premiums start at THB 17,000.16 per year (Wuling Bingo / Air EV, data as at 4 August 2026, compulsory motor insurance (CMI) not included). The actual premium depends on the car model and the sum insured.
What does Muang Thai EV Class 1 insurance cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car | Up to the sum insured | Dealer repair |
| Theft / fire | Up to the sum insured | – |
| Battery | 100% to 50% | Reduces with the age of the battery; see the table below |
| Fitted accessories | Up to THB 20,000 | – |
| Third-party bodily injury or death | THB 1,000,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 5,000,000 | – |
| Personal accident | THB 100,000 | Death, dismemberment and permanent disability |
| Medical expenses | THB 100,000 | – |
| Driver bail bond (criminal cases) | THB 300,000 | – |
| Terrorism | Covered | As per the policy conditions |
What percentage of the battery is covered?
| Battery age | Coverage rate |
|---|---|
| Up to 1 year | 100% |
| Over 1 year, up to 2 years | 90% |
| Over 2 years, up to 3 years | 80% |
| Over 3 years, up to 4 years | 70% |
| Over 4 years, up to 5 years | 60% |
| Over 5 years | 50% |
Roughly how much is Muang Thai EV Class 1 insurance?
Total annual premium by car model and sum insured range, as at 4 August 2026. Compulsory motor insurance (CMI) not included
| Make / model | Sum insured (THB) | Starting premium (THB per year) |
|---|---|---|
| Wuling Bingo | 220,000–390,000 | 17,000.16 |
| Wuling Air EV | 210,000–430,000 | 17,000.16 |
| FOMM ONE | 140,000–280,000 | 18,999.99 |
| NETA V | 170,000–240,000 | 19,500.75 |
| ORA Good Cat | 300,000–740,000 | 25,999.93 |
| MG ZS EV | 270,000–600,000 | 28,500.52 |
| MG EP | 320,000–660,000 | 28,500.52 |
| MG ES | 470,000–820,000 | 28,500.52 |
| MG 4 | 400,000–960,000 | 28,500.52 |
| Hyundai Ioniq | 690,000–700,000 | 35,000.77 |
| Hyundai Kona | 730,000–940,000 | 35,000.77 |
| Nissan Leaf | 340,000–1,400,000 | 43,500.85 |
| Zeekr X | 790,000–1,150,000 | 44,000.54 |
| XPeng G6 | 1,200,000–1,400,000 | 46,000.37 |
| Kia Soul | 930,000–1,100,000 | 49,000.65 |
| Fiat 500 Electric | 1,000,000–2,100,000 | 54,000.76 |
| Volvo EX30 | 900,000–2,100,000 | 54,000.76 |
| Volvo XC40 | 1,100,000–2,300,000 | 54,000.76 |
| Volvo C40 | 1,200,000–2,400,000 | 54,000.76 |
| Zeekr 009 | 2,000,000–2,800,000 | 58,000.42 |
| MINI Cooper SE | 1,150,000–2,000,000 | 58,200.51 |
| MINI Cooper SE | 2,100,000–2,300,000 | 60,200.34 |
| Tesla Model Y | 770,000–1,450,000 | 61,000.70 |
| Tesla Model Y | 1,560,000–1,750,000 | 61,000.70 |
| BMW iX3 | 1,650,000–2,600,000 | 73,000.75 |
| BMW i3 | 1,100,000–1,150,000 | 73,000.75 |
| BMW i4 | 2,300,000–4,500,000 | 73,000.75 |
| Tesla Model 3 | 770,000–1,450,000 | 81,000.07 |
| Tesla Model 3 | 1,460,000–1,850,000 | 83,000.97 |
| BMW iX | 2,700,000–2,800,000 | 85,000.80 |
| Audi e-tron | 2,400,000–4,200,000 | 92,000.74 |
| Jaguar I-Pace | 2,400,000–5,600,000 | 96,000.40 |
| Audi Q8 e-tron | 2,600,000–4,600,000 | 105,000.17 |
| Audi e-tron GT | 3,000,000–5,400,000 | 110,000.28 |
| Porsche Taycan | 3,600,000–6,200,000 | 120,000.50 |
| Mercedes-Benz EQE | 3,600,000–6,200,000 | 125,000.61 |
| Mercedes-Benz EQS | 3,500,000–5,400,000 | 130,000.72 |
| BMW i7 | 4,000,000–6,500,000 | 140,000.94 |
| BMW i7 | 6,600,000–7,800,000 | 145,001.05 |
Every figure is a starting premium · Sorted from lowest to highest premium · The sum insured is set at 80% of the market price · The actual premium depends on the car model and the sum insured. The amount you actually pay is the one on your quote.
A worked example to illustrate
How much sum insured will you get?
The sum insured is set at 80% of the market price. Suppose a car has a market price of THB 1,000,000 (a hypothetical figure)
1,000,000 × 80% = sum insured of THB 800,000, not THB 1,000,000
Who is Muang Thai EV Class 1 insurance for?
- Owners of privately used electric cars aged 1–5 years who want dealer repair
- Models that are in the table, such as MG, ORA, Tesla, Volvo, BMW and Zeekr
- People who want to see a clear premium for their model before asking for a quote
- People who want third-party property cover as high as THB 5,000,000
Who should not buy this plan yet?
Models that are not in the table
This plan accepts only the models listed as at the data date, and the table does not yet include BYD. Try Viriyah EV insurance with dealer repair (2–5 years)
Bikes over 5 years old
This dealer-repair plan accepts cars aged 1–5 years
Cars registered for commercial use or for hire
This plan accepts only private passenger cars with up to 7 seats
People who want the insurance to cover a wall charger
This premium rate does not cover the wall charger
People who want to keep their budget low
If your main risk is colliding with other vehicles, compare Viriyah EV 2+ insurance with dealer repair, with premiums from THB 13,000 per year
What limitations should you check before deciding?
- Battery cover reduces as the battery ages, from 100% in the first year to 50% once the battery is over 5 years old
- The sum insured is set at 80% of the market price: if the car is written off or stolen, you receive the sum insured, not the price you paid for the car
- You must name the drivers: at least 1 and no more than 5
- The wall charger (Wall Charge) is not covered
- Accessories are covered up to THB 20,000
- Premiums exclude compulsory motor insurance (CMI). See the quote for the actual total
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will send you a written quote within a business day, showing the premium incl. tax and duty, plus CMI if you want both together. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Can a BYD get this plan?
As at the data date, this plan's model table does not include BYD. Send us your car details and our team will check other insurers' EV plans for you.
Why is the sum insured lower than the price I paid for the car?
This plan sets the sum insured at 80% of the market price, not the price you paid for the car
How many drivers must be named?
At least 1 and no more than 5
Where are Teslas repaired?
This plan is dealer repair. To learn about the body shops Tesla certifies, read Tesla Approved Body Shop (TAB)
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. If you want to check that the cover dates line up with your tax renewal first, read New CMI rules from 1 September 2026: match your cover dates to your vehicle tax
Who approves claims: Prakanthai.com or Muang Thai Insurance?
Underwriting and claim payments are decided by Muang Thai Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on the product information of Muang Thai Insurance Public Company Limited as at 4 August 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.
Price: THB 17,000
Apply online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.
How it works
Quote or apply
Send the form or message us. It takes a few minutes.
We confirm
We check the details and the price with you within one working day.
You pay
Pay the insurer directly or pay us. We send the details on LINE.
Policy issued
The insurer issues your policy and we send it to you.