3+Special insurance
- Published: 4 August 2026
3+Special insurance
Great-value car insurance you can buy right away
No excess (deductible)
Premium of just THB 6,500
Relax with cover for cars aged 2 years or more and no vehicle inspection
Peace of mind with collision cover of up to THB 100,000
Peace of mind on every road with 24-hour roadside emergency assistance anywhere in Thailand
Confidence in quality repairs at Bangkok Insurance's standard network garages
| Third-party liability | Amount |
|---|---|
| Bodily injury or death | 500,000 |
| Maximum per accident | 20,000,000 |
| Third-party property damage | 1,000,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount |
|---|---|
| Own damage | 100000 |
| Theft / fire | Not covered |
| Cover under attached endorsements | Amount |
|---|---|
| Accidental death, dismemberment and permanent disability (7 persons) | 50,000 |
| Medical expenses (7 persons) | 50,000 |
| Driver bail bond (criminal cases) | 250,000 |
| 24-hour emergency roadside assistance for breakdowns |
Premium table
| Sum insured | Premium |
|---|---|
| 100,000 | 6,500 |
Vehicles insured
- Private passenger cars with up to 7 seats
- Pickups with a load capacity of up to 3 tonnes
- Not used for hire or rent
- Vehicle age 2 years or more, and the car's value must be no less than THB 100,000
- Cars accepted, e.g. Ford Escape, Ranger, Honda Accord,City, Civic, CRV, Jazz, Isuzu D-Max, Mu-7, Mazda 3, MitsubishiLancer, Triton, Nissan Navara, Teana, Tiida, Toyota Altis, Avanza,Camry, Fortuner, Innova, Vigo, Wish, Yaris, Vios, etc.
Conditions of cover
- Personal accident and medical expenses cover: for passenger cars, the driver and 6 passengers; for pickups, the driver and 2 passengers
- Covers accessories fitted to the car by the manufacturer, but not additional accessories
- The policy takes effect once the applicant has paid the premium
Price: THB 6,500
Apply online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.
How it works
Quote or apply
Send the form or message us. It takes a few minutes.
We confirm
We check the details and the price with you within one working day.
You pay
Pay the insurer directly or pay us. We send the details on LINE.
Policy issued
The insurer issues your policy and we send it to you.