Overseas travel insurance

1. Accidental death, loss of limbs or sight, or total permanent disability
1. Loss of life, dismemberment, loss of sight, or total permanent disability due to accident

2. Accidental death due to natural disasters
2. Loss of life due to natural disaster

3. Medical treatment abroad due to accident or illness, actual cost up to
3. Medical expenses abroad due to accident or sickness maximum payable per actual expenses

4. Follow-up medical treatment in Thailand, actual cost up to
(treatment must begin within 24 hours of the date you arrive back in Thailand and must continue for no more than 14 days from the date of first treatment in Thailand)
4. On-going medical treatment in Thailand after returning from overseas trip maximum payable per actual expense
(The covered person must request treatment in Thailand within 24 hours from the date of arrival in Thailand. The continued treatment shall not exceed 14 days from the date on which treatment is initially received in Thailand)

5. Compensation for durable external medical equipment (medical supplies 2)* due to accident, actual cost up to
5. Benefit for external durable medical supplies (medical supply type 2)* due to an accident maximum payable per actual expense

6. Emergency medical evacuation or repatriation to Thailand, actual cost up to
6. Emergency medical evacuation and repatriation to Thailand maximum payable per actual expense

7. Repatriation of remains or ashes to Thailand, actual cost up to
7. Repatriation of mortal remains maximum payable per actual expense

8. Daily hospital cash while an inpatient in a hospital or medical facility, paid per day
- Treatment abroad: paid for up to 60 consecutive days
- Treatment in Thailand: paid for up to 14 consecutive days
8. Daily benefit for hospital confinement payable per day
- The maximum continued period of compensation is 60 days from the first day of admission to the hospital or medical facility as an in-patient overseas
- The maximum continued period of daily compensation is 14 days from the first day of admission to the hospital or medical facility as an in-patient in Thailand

9. Compassionate visit, actual cost up to
9. Hospital visit maximum payable per actual expense

10. Trip postponement or cancellation, actual cost up to
10. Trip postponement or cancellation maximum payable per actual expense

11. Trip curtailment, actual cost up to
11. Trip curtailment maximum payable per actual expense

12. Travel delay
- Where the carrier does not cancel the original schedule, or the carrier can arrange a new schedule for the insured (THB 2,000 paid for every full 6 hours), up to
12. Benefit for travel delay
- If the carrier does not cancel the original schedule or can arrange a new schedule for the insured person (payable 2,000 Baht for every 6 consecutive hours) maximum limit

- Where the insured arranges a new travel schedule themselves (lump sum per event)
- If the insured person arranges a new travel schedule by themselves (lump-sum per incident)

13. Missed connection (THB 1,000 paid for every full 6 hours), up to
13. Missed connecting flight (payable 1,000 Baht for every 6 consecutive hours) maximum limit

14. Hijacking (THB 2,000 paid for every full 24 hours), up to
14. Hijacking (payable 2,000 Baht for every 24 consecutive hours) maximum limit

15. Loss of or damage to baggage and/or personal belongings inside the baggage (up to THB 5,000 per item), actual cost up to
15. Loss or damage to baggage and/or personal belongings inside baggage (up to 5,000 Baht per item) maximum payable per actual expense

16. Loss of or damage to golf equipment, actual cost up to
16. Loss or damage to golf equipment maximum payable per actual expense

17. Loss of or damage to personal money, actual cost up to
17. Loss or damage of money maximum payable per actual expense

18. Loss of or damage to travel documents, actual cost up to
18. Loss or damage of travel document maximum payable per actual expense

19. Loss of or damage to home contents due to burglary, actual cost up to
19. Loss or damage of property inside residence resulting from burglary maximum payable per actual expense

20. Baggage delay (THB 2,000 paid for every full 6 hours), up to
20. Baggage delay (payable 2,000 Baht for every 6 consecutive hours) maximum limit

21. Legal liability to third parties (property limit of up to THB 50,000 per event), actual cost up to
21. Third-party legal liability (with a property damage limit of up to 50,000 Baht per incident) maximum payable per actual expense

22. Emergency phone calls (lump sum)
22. Emergency telephone charge payable (lump sum)

23. Return of minors to Thailand, actual cost up to
23. Return of children to Thailand maximum payable per actual expense

24. Rental car excess (deductible), actual cost up to
24. Rental car excess maximum payable per actual expense

25. Missed event*, actual cost up to
25. Missed participation in activity maximum payable per actual expense

26. Extra accommodation due to natural disasters (actual cost, up to THB 2,000 per day), up to
26. Additional accommodation expenses due to natural disasters (reimbursed for actual expense incurred up to 2,000 Baht per day) maximum limit