Class 2+ Pickup SME insurance
- Published: 4 August 2026
Class 2+ Pickup SME insurance
| Third-party liability | Amount | |
|---|---|---|
| Plan 1 | Plan 2 | |
| Third-party liability | 500,000 | 500,000 |
| Maximum per accident | 20,000,000 | 20,000,000 |
| Third-party property damage | 1,000,000 | 1,000,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount | |
|---|---|---|
| Plan 1 | Plan 2 | |
| Own damage | Up to the sum insured | Up to the sum insured |
| - Excess (deductible) when you are at fault | - | 2,000 |
| Theft / fire | Up to the sum insured | Up to the sum insured |
| Cover under attached endorsements | Amount | |
|---|---|---|
| Plan 1 | Plan 2 | |
| Accidental death, dismemberment and permanent disability (1+2) | 100,000 | 100,000 |
| Medical expenses (1+2) | 100,000 | 100,000 |
| Driver bail bond (criminal cases) | 300,000 | 300,000 |
| Sum insured | Premium | |
|---|---|---|
| Plan 1 | Plan 2 | |
| 100,000 | 10,800 | 9,300 |
| 200,000 | 11,800 | 10,300 |
| 300,000 | 12,800 | 11,300 |
Underwriting conditions
1. This premium applies to pickups weighing up to 4 tonnes (code 320 only)
2. This is a fixed premium for both new policies and renewals
3. The vehicle's value on the date of insurance must not exceed THB 2,000,000 and must not be lower than the sum insured of the plan purchased
4. Standard accessories fitted by the manufacturer or the dealer are covered in full (the limit is included in the sum insured)
5. Cover is extended to accessories not fitted by the manufacturer or the dealer, limited to alloy wheels, audio systems, in-car TVs, dash cams, spoilers, window tint film and steel cargo racks (excluding refrigerators or cooling units), up to THB 20,000 (the limit is included in the sum insured)
6. Not available for vehicles with a modified cargo bed, vehicles converted to carry passengers, pickups with a dump body, vehicles used for racing, lowered or lifted vehicles, emergency vehicles such as ambulances and rescue vehicles, vehicles whose registration consists only of numerals, demonstration vehicles (Demo cars) or test-drive vehicles (Test Drive cars)
7. Not available for vehicles carrying hazardous materials, fuel, acid or gas (code 340)
8. The following are not covered: leaf springs and axles modified from factory standard, Kevlar, stickers, glass coating and paint coating
The insurer reserves the right to make changes with at least 30 days' notice
Price: THB 9,300 | Start date: 1 July 2024 |
End date: 31 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.