Prakanthai

CHUBB Smart Drive

CHUBB Smart Drive
  • Published: 4 August 2026

CHUBB Smart Drive

 

Third-party liability Garage repair
Code 110/320
Dealer repair
Code 110/320
Bodily injury or death 500,000 1,000,000
Maximum per accident 20,000,000 20,000,000
Third-party property damage 5,000,000 5,000,000
Own damage
from a collision with a land vehicle where the other party is identified
  Amount
Own damage Up to the sum insured Up to the sum insured
Theft / fire Up to the sum insured Up to the sum insured
Cover under attached endorsements   Amount
Accidental death, dismemberment and permanent disability (RY.01) 200,000 200,000
Medical expenses (RY.02) 200,000 200,000
Driver bail bond (criminal cases) (RY.03) 300,000 300,000
Cover under attached endorsements   Amount

4.1 Daily income compensation if the car is in an accident and the driver

or passengers are injured and admitted to hospital as inpatients

Not covered 1,800

4.2 Travel expense compensation while the car is in the garage for accident repairs (up to 3 times per year)

- If you are not at fault

- If you are at fault

Not covered 1,000

4.3 Theft cover for personal belongings inside the car

25,000 25,000

4.4 24-hour emergency roadside assistance for breakdowns

Gold Plan Gold Plan

Notes

1. Extended maximum vehicle age
Network garage repair: new policies 15 years / renewals 20 years (if no at-fault claims)
Dealer repair: new policies 7 years / renewals 10 years (if no at-fault claims)
2. Theft cover
for belongings in the car up to THB 25,000
3. Covers other additional accessories
beyond the standard accessories from the vehicle manufacturer or car dealer
up to THB 25,000 (but excluding stickers, Kevlar materials, aluminium or carbon bonnets
glass or paint coating, steel frames, cargo boxes, refrigeration units, generators, modified leaf springs and axles, and lifting equipment such as cranes, dump bodies and loader cranes (hiab))
4. Claims are paid
without deducting depreciation for damage to audio systems, dash cams, batteries (excluding electric vehicle batteries)
fluids such as engine oil, brake fluid, transmission fluid, power steering fluid, differential oil, coolant, radiator fluid, etc.
5. Includes
emergency assistance with every policy, such as battery jump-starts, spare tyre changes, emergency refuelling, locksmith service and towing
onward travel or accommodation costs if the car breaks down during a journey, advice by phone

Price: THB 13,500

Start date: 1 July 2024
End date: 31 December 2027

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