EV insurance, dealer repair (new cars)
- Published: 4 August 2026
EV insurance, dealer repair (new cars)
Viriyah Insurance Public Company Limited
Coverage and limits of liability
Premium rates for new cars and renewals switching from another insurer: electric vehicles (EV) aged 1–5 years, Class 1, dealer repair
| Coverage | Limit of liability | |||
|---|---|---|---|---|
| Code E11, other makes and E12 (new car, red plates), other makes |
Code E12 (aged 2–5 years) Other makes |
Code E11/E12 VOLT FOR TWO only |
Code E11/E12 VOLT FOR FOUR only and WULLING |
|
| Bodily injury or death | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Maximum per accident | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 |
| Third-party property damage | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount | Amount | Amount | Amount |
|---|---|---|---|---|
| Own damage | Up to the sum insured | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Theft / fire cover | Up to the sum insured | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Cover under attached endorsements | Amount | Amount | Amount | Amount |
|---|---|---|---|---|
| Accidental death, dismemberment and permanent disability (7 seats) |
THB 200,000 per person (1 driver, 6 passengers) |
THB 200,000 per person (1 driver, 6 passengers) |
200,000 (1 driver, 1 passenger) |
THB 200,000 per person (1 driver, 3 passengers) |
| Medical expenses (7 seats) | THB 200,000 per person (1 driver, 6 passengers) |
THB 200,000 per person (1 driver, 6 passengers) |
200,000 (1 driver, 1 passenger) |
THB 200,000 per person (1 driver, 3 passengers) |
| Driver bail bond (criminal cases) | THB 2,000,000 per accident | THB 3,000,000 per accident | THB 600,000 per accident | THB 600,000 per accident |
Premium table (new car, red plates)
| Vehicle code | Make | Car model | Vehicle size | Sum insured | Total premium |
|---|---|---|---|---|---|
| E11 | AION | ES | Up to 175 hp |
700,000 - 840,000 |
31,900 |
|
Y PLUS |
Over 175 hp | 580,000 - 750,000 | 30,600 | ||
|
V |
Over 175 hp | 770,000 - 930,000 | 34,500 | ||
| BMW |
I 3 |
Over 175 hp | 2,800,000 - 3,300,000 | 101,600 | |
|
I 4 |
Over 175 hp | 2,800,000 - 4,600,000 | 112,600 | ||
|
I 5 |
Over 175 hp | 3,300,000 - 4,800,000 | 114,800 | ||
|
I 7 |
Over 175 hp | 6,000,000 - 7,000,000 | 154,000 | ||
|
I X |
Over 175 hp | 3,900,000 - 5,600,000 | 121,300 | ||
|
I x3 |
Over 175 hp | 2,100,000 - 2,600,000 | 95,200 | ||
| BYD | ATTO 3 | Over 175 hp |
600,000 - 860,000 |
31,300 | |
| DOLPHIN |
Over 175 hp |
530,000 - 640,000 | 29,500 | ||
|
Up to 175 hp |
430,000 - 510,000 | 29,500 | |||
| SEAL |
Over 175 hp |
750,000 - 1,100,000 | 42,900 | ||
| DEEPAL | L07 | Over 175 hp | 810,000 - 1,100,000 |
36,200 |
|
| S07 | Over 175 hp |
840,000 - 1,100,000 |
36,200 | ||
| HYUNDAI | IONIQ 5 |
Over 175 hp |
1,350,000 - 2,200,000 | 36,000 | |
|
Up to 175 hp |
1,250,000 - 1,550,000 | 36,000 | |||
| KIA |
EV5 |
Over 175 hp | 970,000 - 1,650,000 | 34,000 | |
|
EV9 |
Over 175 hp | 2,600,000 - 3,500,000 | 55,000 | ||
| MG | 4 | Over 175 hp |
840,000 - 1,000,000 |
31,900 | |
| Up to 175 hp |
450,000 - 870,000 |
31,900 | |||
| EP | Up to 175 hp |
580,000 - 690,000 |
29,900 | ||
| ES | Over 175 hp |
600,000 - 720,000 |
27,400 | ||
| MAXUS 9 | Over 175 hp |
1,850,000 - 2,400,000 |
46,900 | ||
| ZS EV | Over 175 hp |
450,000 - 630,000 |
29,900 | ||
| Up to 175 hp |
450,000 - 540,000 |
29,900 | |||
| MINI | COOPER |
Over 175 hp |
1,200,000 - 2,200,000 | 59,600 | |
| NETA |
V |
Up to 175 hp | 310,000 - 370,000 | 27,900 | |
| V-II |
Up to 175 hp |
320,000 - 410,000 | 27,900 | ||
|
X |
Up to 175 hp | 550,000 - 720,000 | 26,500 | ||
| NISSAN | LEAF | Up to 175 hp |
1,200,000 - 1,450,000 |
38,800 | |
| ORA | 07 | Over 175 hp | 820,000 - 1,150,000 |
36,200 |
|
| GOOD CAT | Up to 175 hp | 450,000 - 750,000 |
29,900 |
||
| TESLA | MODEL 3 | Over 175 hp | 1,200,000 - 2,000,000 |
75,400 |
|
| MODEL Y |
Over 175 hp |
1,300,000 - 2,100,000 |
78,000 |
||
| VOLT | FOR-FOUR | Up to 175 hp | 320,000 - 380,000 |
18,900 |
|
| FOR-TWO | Up to 175 hp | 270,000 - 330,000 |
18,900 |
||
| VOLVO | C 40 / EC 40 | Over 175 hp | 2,100,000 - 2,500,000 |
64,300 |
|
| EX30 | Over 175 hp | 1,200,000 - 1,700,000 |
54,000 |
||
| XC 40 / EX 40 |
Over 175 hp |
2,000,000 - 2,400,000 | 59,600 | ||
| WULING | AIR EV |
Up to 175 hp |
320,000 - 450,000 | 18,900 | |
| BINGGUO |
Up to 175 hp |
340,000 - 400,000 | 18,900 | ||
| OMODA | C5 | Over 175 hp |
670,000 - 850,000 |
24,700 | |
| JAECOO | 6 | Over 175 hp |
820,000 - 1,100,000 |
27,500 |
Notes
1. The premium rates above allow no further discounts
2. These premium rates already include the discount for a dashcam (CCTV) and for using the insurer's accident-reporting app
3. The insurer reserves the right to change the premium if the car's price changes
4. The sum insured is set at 80% of the price of the car and its standard factory accessories, excluding additional accessories (if there are additional accessories, the premium rate will be increased according to the tariff)
5 In accordance with Registrar's Notification No. 45/2567 (2024) on the forms, wording and premium tariff for electric vehicle (EV) insurance policies
Electric vehicle (EV) insurance requires at least 1 and no more than 5 named drivers. If the insured agrees to take out the policy, they must submit copies of the
driving licences of all drivers to be named on the policy, together with each driver's driving behaviour data from the Office of Insurance Commission (OIC), to the insurer
The insurer reserves the right to decide on acceptance and to change premium rates based on the named drivers' driving behaviour data
| Vehicle code | Make | Car model | Vehicle size | Sum insured | Total premium |
|---|---|---|---|---|---|
| E12 | AION | ES | Up to 175 hp | 770,000 - 840,000 |
35,100 |
| Y PLUS | Over 175 hp | 580,000 - 750,000 |
33,700 |
||
| V | Over 175 hp | 770,000 - 930,00 |
38,000 |
||
| BMW |
I 3 |
Over 175 hp | 2,800,000 - 3,300,000 | 111,800 | |
|
I 4 |
Over 175 hp | 2,800,000 - 4,600,000 | 123,900 | ||
|
I 5 |
Over 175 hp | 3,300,000 - 4,800,000 | 126,300 | ||
|
I 7 |
Over 175 hp | 6,000,000 - 7,000,000 | 169,400 | ||
|
I X |
Over 175 hp | 3,900,000 - 5,600,000 | 133,500 | ||
|
I X3 |
Over 175 hp | 2,100,000 - 2,600,000 | 104,800 | ||
|
BYD |
ATTO 3 |
Over 175 hp | 600,000 - 860,000 | 34,500 | |
|
DOLPHIN |
Over 175 hp |
530,000 - 640,000 | 32,500 | ||
|
Up to 175 hp |
430,000 - 510,000 | 32,500 | |||
|
SEAL |
Over 175 hp | 750,000 - 1,100,000 | 47,200 | ||
| DEEPAL |
L07 |
Over 175 hp | 810,000 - 1,100,000 | 39,900 | |
|
S07 |
Over 175 hp | 840,000 - 1,100,000 | 39,900 | ||
|
HYUNDAI |
IONIQ 5 |
Over 175 hp |
1,350,000 - 2,200,000 |
39,600 | |
| Up to 175 hp | 1,250,000 - 1,550,000 |
39,600 |
|||
| KIA |
EV5 |
Over 175 hp | 970,000 - 1,650,000 | 37,400 | |
|
EV9 |
Over 175 hp | 2,600,000 - 3,500,000 | 60,500 | ||
| MG | 4 |
Over 175 hp |
840,000 - 1,000,000 | 35,100 | |
|
Up to 175 hp |
450,000 - 870,000 | 35,100 | |||
|
EP |
Up to 175 hp | 580,000 - 690,000 | 32,900 | ||
|
ES |
Over 175 hp | 600,000 - 720,000 | 30,200 | ||
|
MAXUS 9 |
Over 175 hp | 1,850,000 - 2,400,000 | 51,600 | ||
|
ZS EV |
Over 175 hp |
450,000 - 630,000 | 32,900 | ||
|
Up to 175 hp |
450,000 - 540,000 | 32,900 | |||
|
MINI |
COOPER | Over 175 hp | 1,200,000 - 2,200,000 | 65,600 | |
| NETA | V | Up to 175 hp | 310,000 - 370,000 |
30,700 |
|
| V-II | Up to 175 hp | 320,000 - 410,000 |
30,700 |
||
|
X |
Up to 175 hp | 550,000 - 720,000 | 29,200 | ||
|
NISSAN |
LEAF | Up to 175 hp | 1,200,000 - 1,450,000 | 42,700 | |
| ORA |
07 |
Over 175 hp | 820,000 - 1,150,000 | 39,900 | |
|
GOOD CAT |
Up to 175 hp | 450,000 - 750,000 | 32,900 | ||
| TESLA |
MODEL 3 |
Over 175 hp | 1,200,000 - 2,000,000 | 83,000 | |
|
MODEL Y |
Over 175 hp | 1,300,000 - 2,100,000 | 85,800 | ||
| VOLT |
FOR-FOUR |
Up to 175 hp | 320,000 - 380,000 | 20,800 | |
|
FOR-TWO |
Up to 175 hp | 270,000 - 330,000 | 20,800 | ||
| VOLVO |
C 40 / EC 40 |
Over 175 hp | 2,100,000 - 2,500,000 | 70,800 | |
|
EX30 |
Over 175 hp | 1,200,000 - 1,700,000 | 59,400 | ||
|
XC 40 / EX 40 |
Over 175 hp | 2,000,000 - 2,400,000 | 65,600 | ||
| WULING |
AIR EV |
Up to 175 hp | 320,000 - 450,000 | 20,800 | |
|
BINGGUO |
Up to 175 hp | 340,000 - 400,000 | 20,800 | ||
| OMODA |
C5 |
Over 175 hp | 670,000 - 850,000 | 27,200 | |
| JAECOO |
6 |
Over 175 hp | 820,000 - 1,100,000 | 30,300 |
Notes
1. The premium rates above allow no further discounts
2. These premium rates already include the discount for a dashcam (CCTV) and for using the insurer's accident-reporting app
3. The insurer reserves the right to change the premium if the car's price changes
4. The sum insured is set at 80% of the price of the car and its standard factory accessories, excluding additional accessories
(if there are additional accessories, the premium rate will be increased according to the tariff)
5. Code E12: passenger cars for commercial use for business use only
Price: THB 18,900 | Start date: 1 March 2025 |
End date: 30 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.