TRAVEL EASY PLUS

Overseas travel insurance

ㆍNo need to pay upfront* if you fall ill and need a hospital stay abroad
ㆍAdd extra cover as you choose
ㆍTelemedicine consultations anywhere in the world

Overseas travel insurance plan TRAVEL EASY PLUS

 

Notes:

*Travel Easy Plus premium table

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Life and medical cover

Automatic extension of cover: if the insured's return journey is delayed beyond the normal schedule because of
unforeseeable events beyond the insured's control, but not including the flight delay cover,
the missed connection cover, the cover for hospital cash while admitted as an inpatient (IPD) as a result
of accident and illness, the hospital visit travel cover and the baggage delay cover

Delay and flight cover

Trip cancellation or postponement: if the insured's trip is cancelled or postponed because of
1. Death, serious injury or serious illness of the insured
2. Death, serious injury or serious illness of a family member
3. Damage to the insured's home from fire, lightning, cooking-gas explosion or natural disasters

Flight delay: if the flight is delayed from its normal schedule because of
1. Bad weather
2. A malfunction of the aircraft's equipment
3. A strike or protest by employees of a commercial airline or airport that prevents travel. The insurer pays in one of the following cases:

3.1. Where the airline does not cancel the flight, or provides a replacement flight, payment is made for every 6 hours of delay
3.2 Where the airline cancels the flight and provides no replacement flight, payment is made per event after a delay of more than 6 hours

Baggage and belongings cover

Loss of or damage to baggage and/or personal belongings inside the baggage and/or golf equipment
If the insured's baggage and/or personal belongings and/or golf equipment are lost or damaged
because of one of the following events during the trip:
1. An error by hotel staff or a carrier while the insured has left baggage, including personal belongings
kept inside the baggage, and/or golf equipment with them, and the hotel staff or carrier has agreed to keep them in
their custody
2. Theft with visible signs of forced entry into the hotel room where the insured is registered as a guest
3. Robbery or gang robbery of that baggage and/or personal belongings and/or golf equipment
4. A car window being smashed to steal baggage and/or personal belongings and/or golf equipment kept inside the damaged car
5. Snatch theft, or a bag being slashed to steal from it
Covered up to THB 5,000 per item/pair
Excess (deductible) of THB 1,000 per event
Loss of or damage to personal money: excess (deductible) of THB 1,000
Loss of or damage to home contents: if the contents of the insured's home are lost or damaged
from the following causes while the insured is abroad:
1. Fire
2. Lightning (including damage to electrical appliances and equipment from short circuits caused by lightning)
3. Explosion
4. Theft by any person not named in the exclusions who enters or leaves the residential building
by violent force, leaving clearly visible damage to the building or structure from the use of tools,
explosives, electricity or chemicals, or from robbery or gang robbery, including loss or damage from an attempt to do any of these
Loss of or damage to a laptop computer: excess (deductible) of THB 2,000

Add On plan - for single-trip plans only

Notes:

Visa Care

Visa refusal benefit: covers you if the insured is refused a visa (VISA) by the embassy for travel to
the destination country of this insurance for a reason not listed in the exclusions. The insurer will pay compensation for the fees
for the VISA application set by the embassy, at the actual amount paid but no more than the sum insured stated in the policy schedule
and/or this endorsement. This endorsement only takes effect if it is applied for before the start date of
this trip, at least 20 days ahead

Sport Care

Dangerous sports cover for the following: ballooning, bungee jumping, scuba diving with air tanks and breathing apparatus, and riding an electric scooter
This dangerous sports cover does not apply while the insured is taking part in, training for or competing in professional sport
Professional sport means a sport with organised competitions to international standards in which professional athletes compete and earn income from competing,
of the kinds or types designated by the committee

Pet & Other care

Pet boarding benefit for travel delay (over 12 hours) (dogs and cats only): covers the cost of having to
extend the pet's stay at a boarding facility beyond the normal trip length because of a delay to the flight
the insured takes back to Thailand, as follows:
1. Bad weather
2. A malfunction of the aircraft's equipment
3. A strike or protest by employees of a commercial airline or airport that prevents travel. The pet boarding
must start within 1 day before the scheduled departure to qualify for cover under this agreement

Credit card debt cover: covers the insured's outstanding balance when one of the following happens while abroad:
1. The insured dies in an accident; the insurer covers the outstanding balance incurred in the 24 hours before the accident
2. The insured suffers a theft with visible signs of forced entry into the hotel room where the insured is registered as a guest, or
a car window is smashed, or the bag or wallet holding the credit card is taken by robbery, gang robbery or snatch theft; the insurer
covers the outstanding balance actually run up by someone else using the card without the insured's consent to buy goods and/or services in
the 24 hours before the insured reports the card to the issuing bank to have it blocked

Loss of or damage to a pushchair and/or patient wheelchair or wheelchair for disabled people: covers loss of or damage to a pushchair and
/or patient wheelchair or wheelchair for disabled people, as defined, caused by an error of the airline, including its staff or agents,
while the insured has checked in the pushchair and/or patient wheelchair or wheelchair for disabled people during a flight, and the airline
has agreed to keep it in its custody