MSIG Travel Easy Plus travel insurance for ages up to 80, from THB 190
- Updated: 15 October 2026
MSIG Travel Easy Plus travel insurance for ages up to 80, from THB 190
Data as of 15 October 2026 · compiled by Prakanthai.com
Underwritten by MSIG Insurance (Thailand) Public Company Limited
Premium from THB 190 per trip, depending on the plan and the number of travel days
Highlight: international travel insurance with 5 plans, medical expenses paid at actual cost up to THB 2–5 million, no need to pay upfront for a hospital stay abroad, and telemedicine consultations
You take parents in their seventies to Japan, and every time you look for travel insurance you have to check the age ceiling first. You also need to see what the insurance pays if the flight is delayed or a bag is lost.
MSIG's Travel Easy Plus travel insurance has 5 plans and accepts ages up to 80. How does the cover differ between plans, and what optional extra cover can you choose?
MSIG Travel Easy Plus international travel insurance: who is it for and how much does it cost?
In short: MSIG Travel Easy Plus international travel insurance suits people travelling abroad aged 6 months to 80 years. It has 5 plans covering medical expenses for injury and illness at actual cost up to THB 2,000,000–5,000,000, with no need to pay upfront for a hospital stay abroad, telemedicine consultations, and plans for visa applications. Premiums start at THB 190 per trip (data as at 15 Oct 2026). The actual premium depends on the plan, the number of days and the traveller's age.
What does MSIG Travel Easy Plus travel insurance cover?
Limits for travellers aged 15–75, in the order of the plans Easy 1 / Easy 2 / Easy 3 / Easy VISA Plus / Easy VISA, in THB
| Coverage | Plan limit |
|---|---|
| Accidental death, dismemberment and permanent disability | 5,000,000 / 4,000,000 / 3,000,000 / 2,000,000 / 1,500,000 |
| Medical expenses for injury and illness (actual cost) | 5,000,000 / 3,000,000 / 2,000,000 / 2,000,000 / 2,000,000 |
| Continued treatment after returning to Thailand (part of the medical expenses) | 250,000 / 150,000 / 100,000 / 100,000 / 100,000 |
| Emergency evacuation or return to Thailand | 3,000,000 / 3,000,000 / 2,000,000 / 2,000,000 / 2,000,000 |
| Compensation for a hospital stay abroad, per day (up to 30 days) | 3,000 / 2,500 / 1,000 / None / None |
| Trip cancellation or postponement | 500,000 / 300,000 / 200,000 / 50,000 / None |
| Flight delay (maximum) | 35,000 / 25,000 / 15,000 / 10,000 / None |
| Baggage and personal belongings | 60,000 / 40,000 / 30,000 / 15,000 / None |
| Third-party liability | 4,000,000 / 3,000,000 / 1,000,000 / 500,000 / 500,000 |
| Emergency assistance and telemedicine consultations | All plans |
Travellers aged 6 months–14 years and 76–80 years have death and medical limits that differ from this table. For example, for ages 76–80 the maximum medical expenses are THB 1,500,000 on every plan. The Easy 1–3 plans also cover personal money, travel documents, a laptop, the excess on a rental car, and household contents while you are away.
MSIG Travel Easy Plus travel insurance: how much is the premium?
Premium from THB 190 per trip. Data as at 15 October 2026. The actual premium depends on the plan, the number of travel days, the traveller's age and the optional extra cover you choose. The quote is what counts.
Optional extra cover for the single-trip plans: Visa Care, which compensates the visa fee of THB 2,500–3,000 if the visa is not approved (excluding the United States, Canada and Australia, and it must be bought at least 20 days before travel); Sport Care for risky sports such as ballooning, bungee jumping, deep diving and electric scooters; and Pet & Other Care.
Worked example: Easy 2 plan, flight delayed 13 hours
- The flight delay limit on the Easy 2 plan is up to THB 25,000
- If the airline does not cancel the flight, the policy pays 20% of the limit for every 6 hours: 25,000 × 20% = THB 5,000 per 6 hours
- A 13-hour delay completes 2 periods of 6 hours: 5,000 × 2 = THB 10,000
- On the Easy 3 plan, each period pays 15,000 × 20% = THB 3,000, so two periods pay THB 6,000
This example is for illustration only. The delay must be caused by a reason named in the policy, such as weather, aircraft equipment failure or a strike. The amount actually paid depends on documents from the airline and the policy conditions.
Who is MSIG Travel Easy Plus travel insurance for?
- People travelling with parents aged 76–80, because this plan accepts ages up to 80
- Families with young children, as the plan accepts ages from 6 months
- People who don't want to pay upfront for a hospital stay abroad
- People who want trip cancellation and flight delay cover with high limits (Easy 1–2)
Who should not buy this plan yet?
- People who only need insurance for a visa application: the Easy VISA plan has no trip cancellation, flight delay or baggage cover. You should know this before you choose
- People who go in for risky sports without buying Sport Care
- Travellers over 80 years old
- People who want to compare with a plan whose prices are clearly set by number of days: see Chubb international travel insurance, 6 plans
Limits to check before you decide
- Baggage is covered up to THB 5,000 per item or pair, with an excess of THB 1,000 per event
- Personal money has an excess of THB 1,000, and laptops have an excess of THB 2,000
- Pre-existing conditions: emergency evacuation and repatriation of remains are paid at a much lower limit, for example up to THB 150,000 instead of THB 3,000,000 on Easy 1
- Travellers aged 76–80 have maximum medical expenses of THB 1,500,000 on every plan
- Visa Care must be bought at least 20 days before travel and does not cover visas for the United States, Canada or Australia
If you also want accident insurance for everyday life, see Happy PA accident insurance
Want to know the actual premium for your trip? What do you need to send?
Send just 3 things
- Destination country
- Dates of departure and return
- The age of each traveller
Our team will check the suitable plan and optional extra cover, then send you a written quote within a business day. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Related documents and links: Travel Easy Plus premium table (PDF) (Thai) · Buy online with MSIG
Frequently asked questions
Can my father, aged 78, buy it?
Yes. The plan accepts travellers up to age 80, but for ages 76–80 the maximum medical expenses are THB 1,500,000 and the death benefit is lower than for ages 15–75.
In which cases is there no need to pay upfront?
The product document states that you do not need to pay upfront when you fall ill and need a hospital stay abroad, under the insurer's conditions. You should contact the emergency assistance service before receiving treatment.
If my return flight is delayed, does cover end before I get home?
The policy automatically extends the period of cover by up to 5 days when the return journey is delayed for a reason that could not have been foreseen and is outside the insured's control.
Is deep diving abroad covered?
You must buy the optional Sport Care cover, which covers scuba diving but not professional sports competitions or training.
Who approves claims: Prakanthai.com or MSIG?
Underwriting and claim payments are decided by MSIG Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage information on this page is based on the product information for Travel Easy Plus international travel insurance from MSIG Insurance (Thailand) Public Company Limited as at 15 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.