Asian Delight travel insurance for Asia, from THB 166 per trip
- Published: 14 October 2026
Asian Delight travel insurance for Asia, from THB 166 per trip
Premium data as of 14 October 2026 · compiled by Prakanthai.com
Underwritten by Bangkok Insurance Public Company Limited
Premium from THB 166–1,118 per trip, depending on trip length and age
Key features: a single plan for trips in Asia, with THB 1,500,000 of overseas medical cover, for trips of up to 30 days
You are going to Japan for five days with your family. You don't want to spend time comparing several tiers of insurance plans; you just want enough medical cover to pay a hospital abroad, and something you can buy quickly before you fly.
What does a single-plan travel insurance for trips in Asia cover, how much is the premium, and what are its limitations?
Asian Delight travel insurance: who is it for and how much does it cost?
In short: Bangkok Insurance's Asian Delight travel insurance suits people aged 1–90 travelling to countries in Asia on trips of up to 30 days. It is a single plan priced by the number of days, covering overseas medical expenses of THB 1,500,000, accidents up to THB 1,500,000, emergency evacuation up to THB 500,000 and lost luggage up to THB 10,000. Premiums start at THB 166 for a 1–4 day trip at ages 1–75 (as at 14 October 2026). The actual premium depends on the trip length and the traveller's age.
What does Asian Delight travel insurance cover?
| Coverage | Limit (THB) | Conditions |
|---|---|---|
| Death, loss of limbs or sight, or total permanent disability from an accident | 1,500,000 | – |
| Medical expenses abroad | 1,500,000 | Actual cost, for accident or illness |
| Follow-up treatment in Thailand | 50,000 | Treatment must start within 24 hours of returning to Thailand; up to 14 days |
| Emergency evacuation or repatriation to Thailand | 500,000 | Actual cost |
| Repatriation of remains or ashes to Thailand | 500,000 | Actual cost |
| Third-party liability | 500,000 | Actual cost |
| Trip cancellation | 10,000 | Actual cost |
| Loss of or damage to baggage and its contents | 10,000 | Actual cost |
Roughly how much is the Asian Delight travel insurance premium?
Premium per person per trip, as at 14 October 2026
| Trip length | Ages 1–75 | Ages 76–90 |
|---|---|---|
| 1–4 days | 166 | 332 |
| 5–6 days | 211 | 422 |
| 7–8 days | 257 | 514 |
| 9–10 days | 287 | 574 |
| 11–15 days | 363 | 726 |
| 16–20 days | 423 | 846 |
| 21–25 days | 483 | 966 |
| 26–30 days | 559 | 1,118 |
Every figure in the table is a starting premium. Travellers aged 76–90 pay twice the rate for ages 1–75. The actual premium is as stated in the quote and subject to the insurer's underwriting decision.
Worked example: how much does a family of 4 pay for 5 days in Japan?
Suppose the parents are 40, the child is 8 and the grandmother is 78, travelling for 5 days
- Father, mother and child: 211 × 3 = THB 633
- Grandmother (76–90): THB 422
- Total: 633 + 422 = THB 1,055 for the whole family
- If you have a baby under 1, they are covered at no extra premium, up to 2 children
This example is for illustration only. The rule of thumb: if THB 1.5 million of medical cover is enough for your destination, this single plan is easy to buy and there are no tiers to compare.
Who is Asian Delight travel insurance for?
- People travelling to countries in Asia on trips of up to 30 days
- Families travelling with older relatives aged up to 90
- People who want to buy quickly without choosing between several plans
- People who mainly want overseas medical cover and don't need flight-delay compensation
Who should not buy this plan yet?
- People travelling outside Asia or applying for a Schengen visa: see Bangkok Insurance overseas travel insurance, where every plan meets Schengen visa requirements
- People who want compensation for flight delays, missed flights or delayed baggage: this plan does not include these covers
- Trips longer than 30 days
- People travelling to countries that are not covered, such as Afghanistan, Iran, Iraq, Israel, North Korea, Pakistan and other countries listed in the policy
- People who can't pay medical bills upfront themselves: with this plan, you must pay overseas medical bills upfront before you claim
Limits to check before you decide
- You must pay overseas medical bills upfront, then claim with the receipts and an English-language medical certificate. The insurer pays in THB at the exchange rate on the date of treatment
- The insured must be in good health, with no bodily abnormality, disability or impairment
- Trip cancellation and lost luggage have a limit of THB 10,000
- Trips must start from Thailand and return to Thailand
- 1 policy per trip
Want to know the actual premium for your trip? What do you need to send?
Send just 3 things
- Destination country
- Departure and return dates
- The ages of all travellers
Our team will send you a written quote within a business day, showing the total premium for the whole group, and comparing other plans if your trip needs a visa application. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Am I covered when I change planes in another country?
Cover applies throughout the journey, including stopovers to change planes at airports along the way, subject to the policy conditions.
If I fall ill in Japan, do I have to pay myself first?
You have to pay upfront, then claim from the insurer with the receipts and an English-language medical certificate.
Can someone aged 85 buy it?
Yes. This plan has rates for ages 76–90; for example, a 5–6 day trip costs THB 422.
How do I receive the policy after buying?
This plan can be bought as a package so that an electronic policy is issued. Read more in What is an e-Policy?
How does this plan differ from Plan 1 of the overseas travel insurance?
Asian Delight has an accident sum insured of THB 1,500,000 and covers trip cancellation and lost luggage up to THB 10,000 each. Plan 1 of the overseas travel insurance starts at THB 135 and has no trip-cancellation or lost-luggage cover, but can be used for a Schengen visa application.
Who approves claims: Prakanthai.com or Bangkok Insurance?
Underwriting and claim payments are decided by Bangkok Insurance. As the broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on the product information for Asian Delight travel insurance from Bangkok Insurance Public Company Limited as at 14 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.