People's Solar insurance, 7 years, from THB 1,107.45
- Updated: 3 November 2026
People's Solar insurance, 7 years, from THB 1,107.45
People's Solar fire insurance, 7 years, total premium from THB 1,107.45: Fire and Fire Plus compared
Compiled by the Prakanthai.com team | 3 November 2026
Your solar system is installed. If fire, lightning or flood damages it, how much does the policy pay, and whom do you contact? For contractors and installers, this answer should be clear from the day you quote, because customers will need the documents and contact channels for years after handover.
The People's Solar programme handbook requires installers to arrange fire insurance for the solar system for the whole 7 years. The first plan that Prakanthai.com is presenting offers both Fire and Fire Plus, with a total premium on the quote starting from THB 1,107.45 for 7 years of cover at a sum insured of THB 140,000. When plans from other insurers are available and confirmed, we will update them here for comparison. Programme handbook for installers, section 3.3
Contractors, operators, equipment shops and interested homeowners can message us on LINE Official to check the net premium and any extra discount, subject to the conditions on the quote. Check premium and discount on LINE @prakanthai
What is the difference between Fire and Fire Plus?
Both plans have basic cover such as fire, lightning, explosion and water damage, subject to conditions. For flood, look at the limit in the natural perils group and the extension conditions of each plan.
| Item | Fire | Fire Plus |
|---|---|---|
| Total premium for 7 years, sum insured THB 140,000 | THB 1,107.45 | THB 1,470.18 |
| Total premium for 7 years, sum insured THB 200,000 | THB 1,371.74 | THB 1,888.55 |
| Natural perils such as windstorm, flood and hail | Actual cost, up to THB 20,000 per year in total | Actual cost, up to THB 20,000 per year in total |
| Natural perils extension | — | Adds up to 10% of the sum insured per peril per year, subject to conditions |
| Electrical appliance perils extension | — | Up to 10% of the sum insured per year, subject to conditions |
Key point on Fire Plus: damage to electrical appliances, and windstorm and flood under the extensions, carry an excess of 10%, minimum THB 5,000, as on the quote. Before choosing a plan, look at both the limit you would receive and the amount you would have to bear yourself when something happens.
Which solar systems can be checked for a premium?
This plan is offered for residential solar systems of 5–10 kW per meter installed by the MEA, the PEA or a provider registered with the electricity authorities, and already complete and ready for use. Insurable property includes panels, inverters, accessories and batteries, as listed and subject to the underwriting conditions. If you are adding to an existing system, list the new set of equipment separately for assessment.
Before handover, separate the fire insurance policy from the installation and equipment warranty so the homeowner knows which document to use when something happens. Examples of exclusions on this quote include damage during installation, removal or relocation, and damage to batteries from explosion or self-ignition.
If you go through Prakanthai.com, how does our team help?
Before you quote or hand over the job: contractors, operators and equipment shops can send the system spec or installation quote for us to check. Our team explains the cover and exclusions so you can discuss them clearly with your customer, coordinates issuing the documents, and uses our back-office system to check the details and track the documents for each job.
Before the homeowner decides: we check whether the sum insured fits the equipment list, and point out the limit and excess for the events they are worried about, such as lightning or flood.
When something happens, or you have questions during the policy: you can contact the Prakanthai.com team throughout the policy period. We advise what photos and documents to prepare, coordinate with the insurer and follow up on progress, while the insurer decides the claim under the policy conditions.
Prakanthai.com provides non-life insurance services, with a team and an office you can contact in Nonthaburi province. It is run by Mr Prasert Kiatveerapat, a non-life insurance broker, licence no. 5104000004. Meet the Prakanthai.com team
Request a quote and check discounts on 7-year solar insurance
Message LINE Official and type “Request a discount on 7-year solar insurance”, along with the system size and the province where it is installed. If you have the installation quote or equipment list, send it to our team. Contractors or operators with multiple jobs can tell us how many jobs they want us to look at, and our team will summarise the plan, net premium and discount conditions for you to consider before deciding.
Chat on LINE to request a quote and check additional discounts
LINE Official @prakanthai
Phone +66 2 459 2223
Email [email protected]
Office 88/145 Moo 7, Bang Khu Wiang, Bang Kruai, Nonthaburi 11130 See contact details and map
Premiums in this article are examples from a rate-offer letter that is valid for 30 days from the date of issue. Net premiums and any additional discount follow the conditions stated in the current quote. Please study the cover, exclusions and policy conditions before deciding to take out insurance. Eligibility for the subsidy follows the programme's rules. Check the programme conditions with the MEA
