Prakanthai

Cancer Insurance: Classic Care

Cancer Insurance: Classic Care
  • Published: 4 August 2026

Cancer Insurance: Classic Care

Basic care for your peace of mind, helping to ease unexpected expenses
Plan ahead for serious illness with Cancer Insurance: Classic Care

Cancer diagnosed for the first time: get the claim payment straight away Just provide medical evidence confirming a first diagnosis of cancer, at any stage, at least 90 days after the start of cover
Confidence with a fixed premium, and the policy can be renewed continuously up to age 65
No health check needed Just fill in the application form. Once the insurer approves it, the insured is covered straight away

Coverage and sum insured table

Coverage

 

Sum insured

 

Plan 1

Plan 2

Plan 3

Plan 4

1. All types of cancer diagnosed for the first time, at any stage (except skin cancer)

200,000

500,000

700,000

1,000,000

2. Skin cancer

40,000

100,000

140,000

200,000

Premium table

Age

 

Annual premium (incl. stamp duty)

 

Plan 1

Plan 2 Plan 3 Plan 4

1–34 years

920

2,290

3,210

4,580

35–44 years

1,850

4,630

6,470

9,250

45–54 years

3,370

8,420

11,790

16,840

55–60 years

4,900

12,260

17,160

24,510

61–65 years (renewals)

Premium by entry age

Underwriting conditions

1. Accepted from age 1 to 60, and the policy can be renewed up to age 65. When calculating age, any part of a day or month is rounded up
2. In good health, never having had or been diagnosed with a serious illness, such as hepatitis B and C, AIDS, chronic pneumonia, cirrhosis, hepatitis, chronic colitis, chronic cervicitis/vaginitis, etc.
3. Smokes no more than 10 cigarettes a day
4. No parent or sibling has ever been diagnosed with hereditary cancer
5. The combined sum insured across all policies is limited to THB 1,500,000 per person
6. Acceptance or renewal of the policy is as determined by the insurer

Notes

1. This policy has a waiting period of 90 days
2. Skin cancer means any type of skin cancer, except malignant melanoma at Stage II or above
3. If skin cancer is diagnosed, cover is provided only under item 2 of the coverage table
4. For every cover, the insurer pays the benefit in line with the stated sum insured
5. Cancer treatment by hormone therapy is not covered
6. The premium is based on age at the start of cover and stays fixed; it does not rise with age
7. The premiums above include stamp duty and tax
8. Always read the coverage details and conditions carefully before deciding to buy insurance
9. The health declaration is one of the factors in deciding whether to accept the insurance or pay under the insurance contract

 

Price: THB 920

Start date: 1 July 2024
End date: 31 December 2027

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