Cancer insurance
- Published: 4 August 2026
Cancer insurance
Full extra support with cancer treatment costs when you need to be treated
in hospital, plus gender-specific cancers. Plan ahead for serious illness with insurance
Cancer Insurance: Superior Care
Paid as soon as cancer is first diagnosed Just provide medical evidence confirming a first diagnosis of cancer, at any stage, at least 90 days after the cover starts
Confidence with a fixed premium and a policy you can renew continuously up to age 65
No health check Just fill in the application form; once the insurer approves it, the insured is covered straight away
Coverage and sum insured table
|
Coverage |
|
Sum insured |
|
|---|---|---|---|
|
Plan 1 |
Plan 2 |
Plan 3 |
|
|
1. All types of cancer diagnosed for the first time, at any stage (except skin cancer) |
200,000 |
500,000 |
1,000,000 |
|
2. Skin cancer |
40,000 |
100,000 |
200,000 |
|
3. Additional benefit if the first-diagnosed cancer is a gender-specific cancer - Men: prostate cancer, colon cancer, liver cancer, lung cancer - Women: breast cancer, ovarian cancer, cervical cancer, vaginal cancer |
20,000 |
50,000 |
100,000 |
|
4. Second diagnosis (made within 30 days after the date of the first cancer diagnosis) |
10,000 |
10,000 |
10,000 |
|
5. Cancer treatment by chemotherapy and/or radiotherapy |
50,000 |
50,000 |
50,000 |
|
6. Surgery costs for cancer |
40,000 |
100,000 |
200,000 |
| Age | Premium | ||
|---|---|---|---|
|
Plan 1 |
Plan 2 |
Plan 3 |
|
|
1–34 years |
1,260 |
2,830 |
5,440 |
|
35–44 years |
2,530 |
5,700 |
10,980 |
|
45–54 years |
4,610 |
10,370 |
19,990 |
|
55–60 years |
6,700 |
15,100 |
29,090 |
|
61–65 years (renewals) |
Annual premium (incl. stamp duty) |
||
Underwriting conditions
1. Accepted from age 1 to 60, and the policy can be renewed up to age 65. When calculating age, any part of a day or month is rounded up
2. In good health, never having had or been diagnosed with a serious illness such as viral hepatitis B and C, AIDS, chronic pneumonitis, cirrhosis, hepatitis, chronic colitis or chronic cervicitis/vaginitis
3. Smokes no more than 10 cigarettes a day
4. No parent or sibling has ever been diagnosed with hereditary cancer
5. The combined sum insured across all policies is limited to THB 1,500,000 per person
6. Acceptance or renewal of the policy is as determined by the insurer
Notes
1. This policy has a waiting period of 90 days
2. Skin cancer means skin cancer of any kind, except malignant melanoma at Stage II or above
3. If skin cancer is diagnosed, cover is provided only under item 2 of the coverage table
4. For every cover, the insurer pays the benefit in line with the stated sum insured
5. Cancer treatment by hormone therapy is not covered
6. The premium is based on age at the start of cover and stays fixed; it does not rise with age
7. The premiums above include stamp duty and tax
8. Always read the coverage details and conditions carefully before deciding to buy insurance
9. The health declaration is one of the factors in deciding whether to accept the insurance or pay under the insurance contract
Price: THB 1,260 | Start date: 1 July 2024 |
End date: 31 December 2027 |