Prakanthai

Home fire insurance

Home fire insurance
  • Published: 3 August 2026

Home fire insurance

Coverage

Sum insured / limit of liability / actual loss / per occurrence and per year (THB)

Insured property

Plan 1
Concrete building
Plan 2
Half concrete, half timber
Plan 3
All timber

- Building (excluding foundations)

- Contents of the building

950,000 350,000 150,000
50,000 50,000 50,000

Fire and additional perils section
- Fire, lightning, explosion, impact by road
vehicles, aircraft, water damage (excluding flood)

Actual loss, up to the sum insured

- Natural perils (windstorm, flood, earthquake or volcanic
eruption or tidal wave or tsunami, hail), all perils combined up to

20,000 20,000 20,000

- Windstorm

20,000 20,000 20,000
- Hail

20,000

20,000 20,000

- Damage to electrical appliances (Electrical Injury)

20,000 20,000 20,000

Premium (incl. tax and stamp duty) per year

999

 

Extended cover for temporary accommodation rent (rent per day) Damage over 50% 100% damage
- Masonry or all-concrete house 1,000 per day, up to 50,000 1,000 per day, up to 100,000
- Half concrete, half timber, or all timber 500 per day, up to 25,000 500 per day, up to 50,000

.

Application form for home fire insurance, home insurance plan 999

Price: THB 999

Start date: 1 January 2025
End date: 31 December 2027

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