Thaipaiboon Class 3+ with rollover and off-road cover, from THB 6,500

Premium data from the promotional material updated 22 June 2026 · compiled by Prakanthai.com

Underwritten by Thaipaiboon Insurance Public Company Limited
From THB 6,500 a year. The actual premium depends on the make, model, age of the car and the plan the insurer approves
Highlight: a Class 3+ plan with added cover for overturning and running off the road

In mid-October 2026, Tesla unveiled a new Roadster that Elon Musk calls a flying car. In a demonstration in Texas, the car launched from a ramp, lifted off the ground briefly, and landed on its wheels.

On Thai roads, most cars don't fly, but plenty still "land" beside the road: losing control on a bend, swerving onto the shoulder, or nodding off and rolling over. These accidents have no other party, and ordinary 3+ plans don't pay to repair your car.

Thaipaiboon's GOOD CHOICE 3+ adds this cover. Whether your car can fly or not, if it overturns or ends up off the road, the plan covers it under the terms and limits in your quote.

Class 3+ with rollover and off-road cover: who is it for, and how much?

Short answer: Thaipaiboon's GOOD CHOICE 3+ suits drivers who want to keep the premium down but drive long distances or on roads with steep shoulders, and worry about rolling over. It repairs your car after a collision with an identified land vehicle, adds cover for overturning or running off the road, and includes 24-hour emergency assistance. From THB 6,500 a year (as at 22 June 2026); the actual premium depends on the model and age of the car.

What does GOOD CHOICE 3+ cover?

To see how 3+ differs from Class 1 and 2+, read Compulsory vs Voluntary Car Insurance in Thailand Explained

How much is GOOD CHOICE 3+?

Premiums start from THB 6,500 a year, according to the promotional material updated 22 June 2026. The actual premium depends on the make, model, age of the car, how you use it and the insurer's assessment. The amount you pay is the one in your quote. If you also need compulsory insurance (CMI), ask for it with the quote.

Worked examples, for illustration

What does the starting premium cost per day?
6,500 ÷ 365 = about THB 17.81 a day, or 6,500 ÷ 12 = about THB 541.67 a month

Your car runs off the road and repairs cost THB 40,000 (hypothetical)
With a 3+ plan that has no rollover or off-road cover: there is no other party, so you pay the full THB 40,000
With GOOD CHOICE 3+: the insurer assesses the actual damage and pays within the rollover/off-road limit stated in your quote. Anything above that limit, you pay yourself

Who is GOOD CHOICE 3+ for?

• Drivers who want to keep the premium down, but not carry the whole risk of a rollover or off-road accident
• People who often drive upcountry, on winding roads or on routes with low shoulders
• Owners of sedans or pickups who are happy with garage repairs and want 24-hour emergency assistance
• People who understand the limits of 3+ and accept paying for damage outside the terms

Who shouldn't buy this plan?

EV drivers
The conditions in this promotional material say the premium rates don't apply to electric vehicles. Send us your model first, or see Viriyah EV 2+ with dealer repair

People who want theft or fire cover
Typical 3+ plans don't include it. Compare Muang Thai 2+ rollover cover, which covers theft, fire and overturning

People worried about hitting posts, walls or fences
These aren't overturning or running off the road. Compare Class 1 instead

New or high-value cars that need dealer repair
This plan's material lists partner garages. If you want dealer repair, look at Class 1

Homes or parking in flood-prone areas
Typical 3+ plans don't cover flood damage to your own car

What limits should you check before deciding?

1) The rollover/off-road limit is separate from the sum insured
Don't assume the collision repair amount also applies to overturning. Check the separate figure in your quote

2) Rollover and off-road cover doesn't mean every no-other-party accident is covered
Hitting a post, a wall or scraping a fence are different events. The insurer decides based on what happened and the definitions in the endorsement

3) Collision repairs require a collision with an identified land vehicle
Always photograph the cars and the other party's licence plate

4) THB 6,500 is a starting price
Some models or ages may cost more, or the insurer may decline. Declare your model, use and any added accessories accurately

5) Cover starts once the insurer confirms
Wait for confirmation of acceptance and the start date before relying on it, and check any excess in your quote

Want the actual premium for your car? What do you need to send?

Just 2 things

1. A photo of the first page of the vehicle registration book, or the make, model and year
2. How you use the car, e.g. personal use, city driving or upcountry driving

We check whether your car qualifies for GOOD CHOICE 3+ and send a written quote within one working day, with the rollover/off-road limit shown separately, in English or Thai. If one plan is better value, we say so. If the conditions differ, we explain before you pay.

LINE Official: @prakanthai · Tel. +66 2 459 2223

Frequently asked questions

I drive a Tesla or another EV. Can I buy this plan?

The conditions in this promotional material say the premium rates don't apply to electric vehicles. The flying Roadster isn't on sale yet; Elon Musk has set a production target of 2028. If you drive an EV today, send us your model and we'll find a plan an insurer will accept.

How is it different from Muang Thai's 2+ rollover plan?

Both add rollover cover, but the 2+ plan also covers theft and fire, while GOOD CHOICE 3+ starts at a lower premium. Compare the rollover limit and conditions of both plans in your quotes.

My car rolled over in the middle of the night. Who do I call?

Call Thaipaiboon's 24-hour accident line on 1525, extension 77. If it's safe, photograph the scene and the car before it's moved, then let the Prakanthai team know so we can follow up.

I've added a dash cam or modified the car. Do I need to declare it?

Yes. Declare every added accessory when you ask for a quote, because it affects acceptance and cover for that equipment.

Can I buy compulsory insurance (CMI) at the same time?

Yes, ask for it with the quote. To line up the cover dates with your vehicle tax, read New CMI rules from 1 September 2026

Who approves claims: Prakanthai or Thaipaiboon?

Thaipaiboon Insurance Public Company Limited decides acceptance and pays claims, including whether an accident counts as overturning or running off the road. Prakanthai, as a broker, coordinates and follows up for you.

Note
This page is compiled from the GOOD CHOICE 3+ promotional material of Thaipaiboon Insurance Public Company Limited, updated 22 June 2026, and the standard motor policy terms. Information on the Tesla Roadster unveiling is based on news reports of 15–16 October 2026. It is general information, not part of any insurance contract. Cover, limits, exclusions and premiums follow the quote, the policy and its endorsements. Acceptance and claims payment are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, serving customers since 2004. Read the policy and the quote in full before you decide.