Viriyah Truck Super Save: Class 2+ truck insurance
- Published: 26 August 2026
Viriyah Truck Super Save: Class 2+ truck insurance
Viriyah Truck Super Save: Class 2+ truck insurance
Covers commercial trucks for theft, fire and collisions with other vehicles
Viriyah Truck Super Save Class 2+ truck insurance is Class 5 (2+) motor insurance for trucks and tractor units used for commercial purposes, not for hire or rental.
This plan suits business owners, transport operators and truck users who want cover for the vehicle against theft, fire or a collision with a land vehicle under the policy conditions, along with cover for third-party liability, the driver and passengers.
Premiums from THB 17,900 per year* for vehicles under code 320 weighing over 4 and up to 12 tonnes, with a sum insured of THB 100,000 and no special extra equipment
Price and cover depend on the vehicle code, vehicle weight, sum insured, special extra equipment and the insurer's underwriting decision
Summary of cover
| Coverage | Limit of liability |
|---|---|
| Bodily injury or death of third parties, including passengers | THB 500,000 per person |
| Liability for bodily injury or death, maximum per accident | THB 20,000,000 per accident |
| Damage to third-party property | THB 1,000,000 per accident |
| Theft or fire | Up to the sum insured |
| Damage to the vehicle in a collision with a land vehicle | Up to the sum insured |
| Personal accident: 1 driver and 2 passengers | THB 100,000 per person |
| Medical expenses: 1 driver and 2 passengers | THB 100,000 per person |
| Driver bail bond (criminal cases) | THB 300,000 per accident |
What does Class 2+ truck insurance cover?
1. Covers damage to the vehicle in a collision with a land vehicle
If your truck collides with a car or other land vehicle and the incident falls under the policy conditions, the insurer will assess the damage to the vehicle up to the sum insured you chose.
In a collision with another vehicle, notify the insurer at the scene straight away, and take photos of the vehicles' positions, the damage, the number plates and the other party's details.
2. Covers truck theft and fire
Covers the vehicle if it is stolen or damaged by fire, up to the sum insured and on the conditions stated in the policy
3. Covers damage to the other party
If your truck causes injury, death or damage to the property of a third party, this plan covers it up to the limits in the policy: up to THB 20 million per accident for bodily injury or death, and up to THB 1 million per accident for property damage.
4. Covers the driver and passengers in the vehicle
Personal accident and medical expenses cover for 1 driver and 2 passengers, up to the stated limits of liability
5. Includes driver bail bond cover
If the driver faces criminal charges after a road accident, the policy covers driver bail of up to THB 300,000 per accident, subject to the policy conditions
Truck Super Save 2+ premium table
Vehicle code 320: trucks over 4 and up to 12 tonnes
| Sum insured | No special extra equipment | With special extra equipment |
| THB 100,000 | THB 17,900 | THB 19,700.01 |
| THB 200,000 | THB 18,900 | THB 20,800 |
| THB 300,000 | THB 19,900 | THB 21,900 |
Vehicle code 320: trucks over 12 tonnes
| Sum insured | No special extra equipment | With special extra equipment |
| THB 100,000 | THB 19,900 | THB 21,900 |
| THB 200,000 | THB 21,900 | THB 24,100 |
| THB 300,000 | THB 23,900 | THB 26,300 |
Vehicle code 420: tractor units over 8 tonnes
| Sum insured | No special extra equipment | With special extra equipment |
| THB 100,000 | THB 31,900 | THB 35,100 |
| THB 200,000 | THB 33,900 | THB 37,300 |
| THB 300,000 | THB 35,900 | THB 39,500 |
The premiums above are total annual premiums and already include the plan's discounts, so no other discounts can be added on top. Actual details must be checked against the vehicle registration book and usage information before the policy is issued.
Which vehicles suit this Class 2+ truck insurance plan?
This plan suits trucks and tractor units used as follows:
Used for commercial purposes, as declared to the insurer
Not used for hire or rental
You want theft and fire cover
You want cover for the vehicle in a collision with a land vehicle
You want cover for the other party, the driver and passengers
You want to keep the premium down without choosing Class 1 insurance
Vehicles or uses that need extra checks
The insurer states that it does not cover trucks used to carry or transport high-risk goods such as fuel, acids and gas. Acceptance also depends on the vehicle type, weight, body type, installed equipment and actual use.
For a tractor unit, give full details of both the tractor and the trailer, as cover for each part may be considered separately under the underwriting conditions.
What does Class 2+ truck insurance not cover?
2+ insurance is not Class 1, so don't assume it covers every kind of accident, in particular:
Collisions or damage where the other party is not a land vehicle
Hitting a post, wall, tree or obstacle, or overturning with no other party involved, under the policy conditions
Flood or other perils not listed in the plan's cover
Damage to accessories or special extra equipment that was not declared and is not covered
Use other than as declared, such as for hire, rental or carrying high-risk materials
Claims are assessed on the cause of the incident, the documents, the evidence and the terms of the actual policy
What information do you need before asking for a truck insurance premium?
For an accurate premium check, we suggest you prepare the following:
A copy of the vehicle registration book or a photo of the registration details page
Make, model, registration year and vehicle weight
Vehicle type code, such as 320 or 420, if you already know it
The sum insured you want, such as THB 100,000, THB 200,000 or THB 300,000
Details of the body, cargo box or any extra equipment fitted
How the vehicle is used and the type of goods carried
Photos of the vehicle from all sides and of the number plate, if the insurer asks for them
The Prakanthai.com team will check whether your vehicle meets the plan's criteria and recommend a sum insured and type of cover that fit how you actually use it.
Quick summary before you decide
Viriyah Truck Super Save Class 2+ truck insurance suits trucks and tractor units used for commercial purposes that need 3 main types of cover: collisions with other vehicles under the conditions, theft or fire, and liability to the other party, with premiums from THB 17,900 per year for vehicles that meet the code 320 conditions.
The key point is that this plan is not Class 1, and claims for collision damage to the vehicle must meet the conditions on land vehicles and an identified other party, so send your vehicle details for a check before you decide.
Check the premium for Viriyah Class 2+ truck insurance
Send photos of the registration book, details of how the vehicle is used and photos of the vehicle for our team to check the premium, via:
Tel: +66 2 459 2223
LINE: @prakanthai
Prakanthai.com helps you compare cover and check conditions, and coordinates everything from the quote to after-sales care.
Premium rates and cover follow the conditions of Viriyah Insurance Public Company Limited. Acceptance is at the insurer's discretion. The prices on this page are for a programme stated to end on 31 December 2026. Check the latest prices and conditions before you buy insurance.
What is Viriyah Truck Super Save Class 2+ truck insurance?
It is Class 5 (2+) motor insurance for trucks and tractor units used for commercial purposes, covering theft, fire, damage to the vehicle in a collision with a land vehicle, and third-party liability under the policy conditions.
How much does Class 2+ truck insurance start from?
Premiums start at THB 17,900 per year for code 320 trucks weighing over 4 and up to 12 tonnes, with a sum insured of THB 100,000 and no special extra equipment. Prices may vary with the vehicle weight, sum insured, equipment and underwriting decision.
Does Class 2+ truck insurance cover collisions with other vehicles?
It covers damage to the vehicle in a collision with a land vehicle, up to the sum insured and subject to the policy conditions. You should have the other party's details and notify the insurer as soon as the incident happens. Hitting an obstacle, or damage with no other party involved, may not be covered under this section.
Does Class 2+ truck insurance cover theft and fire?
It covers theft of the vehicle or fire, up to the sum insured and on the conditions stated in the policy
Can a tractor unit be insured under Truck Super Save 2+?
Yes. The plan has vehicle code 420 for tractor units over 8 tonnes, but the details of the vehicle, the tractor, the trailer and how it is used must be checked before acceptance.
Can trucks carrying oil or gas be insured under this plan?
This plan states that it does not cover trucks used to transport high-risk goods such as fuel, acids and gas, so always tell the insurer what type of goods you carry so it can check first.
Does 2+ insurance cover floods?
This plan's cover does not mention flood, so it should not be described as covering flood, unless an endorsement or additional plan states so in writing.
Which documents do you need to get a premium?
Prepare a copy of the vehicle registration book and details of the make, model, registration year, vehicle weight, sum insured, body type, special extra equipment and type of goods carried, so the premium and underwriting criteria can be checked accurately.
Where do you report an accident to Viriyah Insurance?
You can report an accident to the Viriyah Insurance customer relations centre on 1557, through the channels the insurer sets, and you should report it immediately at the scene.
Price: THB 17,900 | Start date: 24 August 2026 |
End date: 31 December 2026 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.