Chubb Big Truck Class 2+ truck insurance, from THB 12,800 per year

Premium data as of 14 October 2026 · compiled by Prakanthai.com

Underwritten by Chubb Samaggi Insurance Public Company Limited
Premiums from THB 12,800–39,800 per year, depending on the vehicle code, weight and sum insured, excluding compulsory motor insurance (CMI)
Highlight: Class 2+ garage-repair cover for trucks with vehicle codes 320, 327, 420 and 520, up to 15 years old, including theft and fire cover

A ten-year-old six-wheel truck makes deliveries between provinces every day. Class 1 costs more than the truck is worth, but a collision or a fire on the road would mean heavy repair costs and lost income while it is off the road.

Class 2+ insurance for trucks: how much is the premium, which trucks are accepted, and what is not covered?

Chubb Big Truck Class 2+ truck insurance: who is it for and how much does it cost?

In short: Chubb Samaggi Insurance's Chubb Big Truck Class 2+ insurance suits owners of HINO, ISUZU, MITSUBISHI, NISSAN, UD, SCANIA, VOLVO or FUSO trucks up to 15 years old. It covers the truck in a collision with a vehicle where the other party can be identified, plus theft and fire, up to a sum insured of THB 100,000–300,000, with garage repair at the insurer's network garages. Premiums start from THB 12,800 per year for code 520 with a sum insured of THB 100,000, and THB 18,800 per year for 4–12 tonne trucks (as of 14 October 2026, excluding CMI). The actual premium depends on the vehicle code, weight and sum insured.

What does Chubb Big Truck Class 2+ insurance cover?

Roughly how much is the Chubb Big Truck Class 2+ premium?

Annual premiums, excluding CMI, net of all discounts, as of 14 October 2026

Every figure is a starting premium. The actual premium depends on the vehicle code, weight, sum insured and the insurer's underwriting decision. The quote is what counts. The insurer gives at least 30 days' notice before changing its premium rates.

Worked example: should you choose a sum insured of 200,000 or 300,000?

Say you have a code 320 truck weighing 10 tonnes, with a market value of THB 450,000

• Sum insured THB 200,000: premium THB 22,800 · Sum insured THB 300,000: premium THB 25,800 a difference of THB 3,000 per year
• If the truck is stolen or destroyed by fire, the 300,000 sum insured pays THB 100,000 more
• If it collides with another vehicle and the repairs cost THB 250,000, with a 200,000 sum insured you pay THB 50,000 yourself; with 300,000 the cost is within the limit

This example is for illustration only. The amount actually paid depends on the insurer's claim assessment. A simple rule: if the truck is worth much more than the sum insured, choosing the highest sum insured available is usually worth more than the extra premium.

Who is Chubb Big Truck Class 2+ insurance for?

• Owners of trucks of the listed makes, up to 15 years old, for whom Class 1 costs more than the truck is worth
• Transport operators who want theft and fire cover
• Trucks without special equipment such as a dump body, crane or refrigerated box
• Owners of several trucks who want the same plan for the whole fleet (it must pass a review before a quote is given)

Who should not buy this plan yet?

• Trucks carrying fuel, acid, gas or steel bars: the insurer does not accept them
• Trucks fitted with a dump body, crane, concrete mixer, hydraulic equipment, loader crane (hiab), refrigerated box or compressor
• Trucks converted into passenger vehicles
• Trucks over 15 years old, or of a make not on the list
• People who want dealer repair: this plan offers garage repair at the insurer's network garages only

Limits to check before you decide

1. Damage to the truck is covered only for collisions with a land vehicle where the other party is identified. Losing control and running off the road, or hitting an object, does not qualify
2. Code 520 has no personal accident or driver bail bond cover, and its third-party property cover is THB 600,000
3. Additional accessories are not covered, such as special materials and paint, stickers, Kevlar, paint coating and painted designs
4. Photos of the truck must always be attached for the underwriting assessment
5. No further discounts, and CMI is not included

If your truck is already insured with Viriyah and you want to compare, see Viriyah Truck Super Save Class 2+ truck insurance or read how Class 1, 2+ and 3+ cover differs

Want to know the actual premium for your car? What do you need to send?

Send just 3 things

1. A photo of the registration book's front page
2. Photos of the vehicle from all sides
3. The front page of your current policy (if you have one)

Our team will send you a written quote within a business day, showing the sum insured available, the premium for your vehicle code and weight, and CMI if you want it at the same time. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.

LINE Official: @prakanthai · Tel. +66 2 459 2223

Frequently asked questions

Which vehicle code is my truck?

Check the vehicle type and weight fields in the registration book. Send us a photo of the front page and our team will check the code and weight for you.

I have several trucks. Can I insure them as a group?

Yes, but a fleet must be reviewed by the insurer before a quote is given.

Can a truck with an ordinary enclosed cargo box be insured?

The exclusions name refrigerated boxes and refrigeration units. For an ordinary enclosed box, send photos of the truck for the insurer to consider.

If the truck hits a roadside wall, can I claim for the damage to it?

No. Class 2+ cover for the vehicle itself applies only to a collision with a land vehicle where the other party is identified.

Where are repairs done?

This plan offers garage repair at the insurer's network garages only. When something happens, our team helps you find the nearest network garage.

Who approves claims: Prakanthai.com or Chubb?

Underwriting and claim payments are decided by Chubb Samaggi Insurance. As your broker, Prakanthai.com helps coordinate and follows up on your case.

Notes
The cover and premium information on this page is based on Chubb Samaggi Insurance Public Company Limited's product information for Chubb 2+ Big Truck as of 14 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, in service since 2004. Read the policy and the quote in full before you decide.