Deves Class 1 insurance for Isan-plate pickups, from THB 13,500 per year

Premium data as of 15 October 2026 · compiled by Prakanthai.com

Underwritten by Deves Insurance Public Company Limited
Premiums from THB 13,500 per year, sum insured up to THB 400,000, cars aged 2–15 years
Highlights: Class 1 insurance for code 320 pickups with plates from the 20 northeastern (Isan) provinces, any make, a single flat premium

This pickup goes to the farm, to the market and into town with the family. With a Khon Kaen or Udon Thani plate, when you ask for a Class 1 quote on a car more than ten years old, many providers won't accept it, or accept it at a premium higher than the car's value.

Deves Insurance has a Class 1 plan specifically for pickups with Isan plates. The questions are: which provinces qualify, what sum insured is available, and what kinds of pickup does the insurer not accept?

Deves Class 1 insurance for Isan-plate pickups: who is it for, and how much is the premium?

In short: Deves Insurance's Class 1 insurance for Isan-plate pickups suits owners of pickups with a load of up to 4 tonnes (code 320), any make, registered in the 20 northeastern provinces, where the car is 2–15 years old. It is garage repair and covers the car, theft and fire up to a sum insured of THB 400,000, with third-party property cover of THB 1,000,000. Premiums start from THB 13,500 per year (as of 15 October 2026). The actual premium depends on the car's market price, accessories and the insurer's assessment.

What does the Deves Isan-plate pickup plan cover?

The premium includes accessories and installation of up to 1 gas tank, within a total limit of THB 20,000. Stickers and special accessories such as Kevlar and refrigerated cargo boxes are not covered.

How much is the premium for the Deves Isan-plate pickup plan?

Data as of 15 October 2026. Every figure is a starting premium and already has the CCTV camera discount deducted. The sum insured must be 80–90% of the market value on the date of application. The insurer reserves the right to adjust premiums and to set the campaign period. The total including tax, duty and CMI follows the quote.

The 20 qualifying provinces: Kalasin, Khon Kaen, Chaiyaphum, Nakhon Phanom, Bueng Kan, Buriram, Maha Sarakham, Mukdahan, Yasothon, Roi Et, Sisaket, Loei, Sakon Nakhon, Surin, Nong Khai, Nong Bua Lamphu, Udon Thani, Ubon Ratchathani, Nakhon Ratchasima and Amnat Charoen

Worked example: a pickup with a market price of THB 450,000 and THB 50,000 of accessories

• A sum insured of 80–90% of the market price is 450,000 × 80% = 360,000 to 450,000 × 90% = 405,000. But the plan's maximum sum insured is THB 400,000, so you can choose THB 360,000–400,000
• Plan premium THB 13,500 per year, which already includes the first THB 20,000 of accessories
• Excess accessories 50,000 − 20,000 = THB 30,000. If you buy cover for them and the insurer accepts, the net premium rises by 3 × 300 = THB 900 before tax and duty
• For a car with a market price over THB 500,000, the minimum sum insured of 80% would exceed THB 400,000 (500,000 × 80% = 400,000), so it cannot join this plan.

This example is for illustration only. The market value of each car is set by the insurer, and our team will check it for you from the registration book.

Why is the maximum sum insured only 90% of the market price?

The plan caps the sum insured at 90% of the market price. If the car is stolen or burnt out completely, you receive at least 10% less than the market price. For example, for a car with a market price of THB 400,000, the maximum sum insured is 400,000 × 90% = THB 360,000, and you bear the THB 40,000 difference yourself.

If you want a sum insured equal to the full market price, ask for quotes on other plans to compare. But if you can accept this difference, this plan gives Class 1 cover for cars up to 15 years old at a single premium.

Who is the Deves Isan-plate pickup plan for?

• Owners of code 320 pickups whose plates are registered in one of the 20 northeastern provinces
• People whose car is already 10–15 years old but who still want Class 1
• Owners of cars fitted with 1 gas tank who want the installation cost covered
• People whose car has a market price of no more than THB 500,000 and who want a single premium without comparing several sum insured bands

Who should not buy this plan yet?

• Cars with plates from outside the 20 northeastern provinces do not meet this plan's conditions
• Pickups with a rear extension, steel frame, cage, roof or dry box added are not accepted by the insurer
• Cars with a market price over THB 500,000: the minimum sum insured of 80% would exceed the plan's maximum sum insured
• Privately used 4-door pickups, code 110: see Class 1 4-door pickup insurance Pick Up Sabai
• People who want a lower premium than Class 1 and can accept that the car is covered only in a collision where the other party is identified: see Chubb Class 2+ Pickup SME insurance for pickups

Limits to check before you decide

1. The sum insured must be 80–90% of the market price and no more than THB 400,000
2. Third-party liability for injury or death up to THB 10,000,000 per accident in total
3. Personal accident and medical expenses cover 3 seats
4. Accessories, including gas, are covered up to THB 20,000. Anything above that costs an extra THB 300 per THB 10,000
5. Stickers, Kevlar and refrigerated cargo boxes are not covered

Want to know the actual premium for this pickup? What do you need to send?

Send just 2 things

1. A photo of the registration book's front page
2. A photo of the rear of the vehicle (showing the pickup and any added equipment)

Our team will check the province of registration, the market price and the installed equipment, then send you a written quote within a business day. If the car does not meet the conditions, we will tell you straight and help you find another plan.

LINE Official: @prakanthai · Tel. +66 2 459 2223

Frequently asked questions

My plates are from Udon Thani but I use the car in Bangkok. Can I take this plan?

The plan's condition is based on northeastern (Isan) registration plates. For use outside the area, our team will submit the case to the insurer for consideration first.

Does Nakhon Ratchasima qualify?

Yes. Nakhon Ratchasima is one of the 20 provinces named.

Can a pickup fitted with a fibreglass roof be insured?

The conditions do not accept pickups with an added roof or dry box.

Can a 16-year-old car be insured?

This plan's premium table accepts cars aged 2–15 years.

Who approves claims: Prakanthai.com or Deves?

Underwriting and claim payments are decided by Deves Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.

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Notes
The coverage and premium information on this page is based on Deves Insurance Public Company Limited's product information for Class 1 Pick up car insurance for vehicles with northeastern (Isan) registration plates as at 15 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.