Class 1 insurance – Motor Gen X
- Published: 8 August 2026
Class 1 insurance – Motor Gen X
Car insurance Class 1, giving you
cover tailored for ages 35–45
Cover for every kind of accident – collision, theft, fire and flood – so you can travel without worry, with no need to name drivers
Extra cover for damage from terrorism
Peace of mind on every road with 24-hour roadside emergency assistance anywhere in Thailand
Confidence in quality repairs at Bangkok Insurance's standard repair centres (contracted garages)
| Third-party liability | Amount |
|---|---|
| Bodily injury or death | 1,000,000 |
| Maximum per accident | 20,000,000 |
| Third-party property damage | 2,500,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount |
|---|---|
| Own damage | Up to the sum insured Up to 700,000 |
| Theft / fire | Up to the sum insured Up to 700,000 |
| Cover under attached endorsements | Amount |
|---|---|
| Accidental death, dismemberment and permanent disability (7 seats) | 50,000 |
| Medical expenses (7 seats) | 50,000 |
| Driver bail bond (criminal cases) | 250,000 |
| Terrorism | Up to the sum insured Up to 700,000 |
Premium table
|
Vehicle age |
Sum insured |
Premium |
|---|---|---|
|
1 year |
250,000-700,000 |
18,200 |
|
2–3 years |
200,000-650,000 |
16,500 |
|
4–5 years |
150,000-550,000 |
15,500 |
|
6–10 years |
150,000-450,000 |
14,200 |
Vehicles insured
- Private passenger cars with up to 7 seats, not used for hire or rent
- Vehicle age 1–10 years
- Group 5 cars only (except Chevrolet), e.g. Ford Fiesta, Honda Brio/City/Jazz/Mobilio, MG3/MG5, Mitsubishi Attrage/Mirage, Nissan March/Almera/Note/Tiida,Suzuki Celerio/Ciaz /Swift, Toyota Avanza/Vios/Yaris, etc.
Conditions of cover
- This insurance is for insured persons aged 35–45, with no need to name drivers. Simply show your national ID card and a document proving ownership of the car being insured, e.g. the registration book, for the application
- How the insured's age is calculated: year of insurance - insured's year of birth + 1. For example, if the policy is taken out in 2018 and the insured was born in 1977, the calculation is 2018 - 1977 + 1 = 42 years
- The car is inspected before cover is accepted
- Additional accessories listed in the policy can be covered up to THB 20,000; accessories do not include stickers
Notes
1. From an accident where the other party is a land vehicle, meaning a vehicle driven by engine power using fuel such as oil, gas or electricity, including trailers, trains and trams
2. For your benefit, please confirm the sum insured and the car insurance premium with our staff
3. Always read the coverage details and conditions carefully before deciding to buy insurance
4. These premiums include stamp duty and tax but exclude compulsory motor insurance (CMI)
5. These premiums include the discount for a closed-circuit camera (CCTV) installed in the car
Price: THB 14,200 | Start date: 1 July 2024 |
End date: 31 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.