Class 1 insurance – full cover, great value
- Published: 8 August 2026
Class 1 insurance – full cover, great value
Class 1 car insurance
that gives you great-value cover at an affordable price
No vehicle inspection needed – you can take out a policy straight away; just contact Bangkok Insurance staff or agents
Affordable with premiums from just THB 9,000
Comprehensive cover for every accident – collision, theft, fire and flood – so you can travel without worry
Great value that saves you more than standard Class 1 car insurance
Peace of mind with cover for damage from terrorism
Peace of mind on every road with 24-hour roadside emergency assistance anywhere in Thailand
Confidence in quality repairs at Bangkok Insurance's standard repair centres
| Third-party liability | Amount |
|---|---|
| Bodily injury or death (THB per person) | 1,000,000 |
| Maximum per accident (THB per accident) | 20,000,000 |
| Third-party property damage (THB per accident) | 2,500,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount |
|---|---|
| Own damage (THB per accident) | Up to the sum insured Up to 1,000,000 |
| Theft / fire (THB) | Up to the sum insured Up to 1,000,000 |
| Cover under attached endorsements | Amount |
|---|---|
| Accidental death, dismemberment and permanent disability (7 seats) | 100,000 |
| Medical expenses (7 seats) | 100,000 |
| Driver bail bond (criminal cases) | 300,000 |
| Terrorism | Up to the sum insured Up to 1,000,000 |
Coverage and premium table
| Vehicle group, e.g. Honda Accord, CRV, Toyota Camry, Wish, Nissan Teana, Isuzu Mu-7 |
||
|---|---|---|
| Vehicle age (years) | Sum insured | Premium |
| 2 | 1,000,000 | 18,600 |
| 3 | 900,000 | 17,200 |
| 4 | 800,000 | 16,000 |
| 5-6 | 700,000 | 14,000 |
| 7 | 600,000 | 12,800 |
| 8-9 | 500,000 | 11,900 |
| 10 | 400,000 | 10,000 |
| Vehicle group, e.g. Honda Civic, Toyota Altis, Innova, Fortuner, Ford Escape, Mazda 3, etc. |
||
|---|---|---|
| Vehicle age (years) | Sum insured | Premium |
| 2 | 700,000 | 14,000 |
| 3 | 600,000 | 12,800 |
| 4 - 5 | 500,000 | 11,900 |
| 6 - 8 | 400,000 | 10,000 |
| 9 - 10 | 300,000 | 9,600 |
| Vehicle group, e.g. Honda City, Jazz, Toyota Avanza, Vios, Vigo, Nissan Tiida, Navara, Mitsubishi Triton, Isuzu D-Max, Ford Ranger, etc. |
||
|---|---|---|
| Vehicle age (years) | Sum insured | Premium |
| 2 - 4 | 400,000 | 10,000 |
| 5 - 7 | 300,000 | 9,600 |
| 8 - 10 | 200,000 | 9,000 |
Eligible vehicles and conditions of cover
- Covers private cars and passenger pickups with up to 7 seats, not used for hire or rental, aged 2–10 years
- Excess (deductible) of THB 5,000 if you are at fault or there is no other party
Notes
1. "From an accident in which the other party is a land vehicle, meaning a vehicle driven by engine power using fuel such as petrol, gas or electric power, and including trailers, trains and trams
2. For your benefit, please confirm the sum insured and the car insurance premium with our staff
3. Always read the coverage details and conditions carefully before deciding to buy insurance
4. The premiums above include stamp duty and tax
5. These premiums include the discount for a closed-circuit camera (CCTV) installed in the car
Price: THB 9,000 | Start date: 1 July 2024 |
End date: 31 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.