Chubb Class 1 insurance for the 4-door D-Max, from THB 12,780 per year
- Published: 14 October 2026
Chubb Class 1 insurance for the 4-door D-Max, from THB 12,780 per year
Premium data as of 14 October 2026 · compiled by Prakanthai.com
Underwritten by Chubb Samaggi Insurance Public Company Limited
Premiums from THB 12,780–14,400 per year, including tax and stamp duty, excluding compulsory motor insurance (CMI)
Highlight: Class 1 garage repair with a single flat premium for every sum insured from THB 100,000 to 800,000, for the 4-door Isuzu D-Max
A 4-door D-Max has done the school run and the commute for five years. Its market value is still high, so it is better to keep Class 1 cover, but the premium from the dealer is too high, and every place prices it differently depending on the sum insured.
Single-price Class 1 insurance for the D-Max: what does it cover, and which vehicles qualify?
Chubb Class 1 D-Max insurance: who is it for and how much does it cost?
In short: Chubb Samaggi Insurance's Class 1 D-Max insurance suits owners of a 4-door Isuzu D-Max registered as a passenger car with up to 7 seats (code 110) and 2–10 years old. It is garage repair and covers damage to the car, theft and fire up to a sum insured of THB 100,000–800,000, with third-party property cover of THB 5,000,000. Premiums start from THB 12,780 per year for cars in other provinces and THB 14,400 per year for Bangkok and vicinity (as of 14 October 2026, excluding CMI). The actual premium depends on where the car is used and the insurer's assessment.
What does Chubb Class 1 D-Max insurance cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car | Up to the sum insured | Garage repair |
| Theft / fire | Up to the sum insured | – |
| Third-party bodily injury or death | THB 500,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 5,000,000 | – |
| Personal accident / medical expenses | THB 150,000 / 150,000 | 7 persons |
| Driver bail bond (criminal cases) | THB 300,000 | – |
| Additional accessories | Up to THB 20,000 per accident | Only items declared to the insurer |
Roughly how much is the Chubb Class 1 D-Max premium?
Annual premiums, including tax and stamp duty, excluding CMI, as of 14 October 2026
| Sum insured (THB) | Bangkok and vicinity* | Other provinces |
|---|---|---|
| 100,000–800,000 | 14,400 | 12,780 |
*In this plan, Bangkok and vicinity includes Nakhon Pathom, Nonthaburi, Pathum Thani, Samut Prakan and Samut Sakhon. Premiums include the CCTV discount; no other discounts apply. Every figure is a starting premium. The actual premium is the one on your quote, subject to the insurer's underwriting decision.
Worked example: with a single flat premium, what sum insured gives good value?
Say you have a 4-door D-Max registered in another province, with a premium of THB 12,780 per year
- Sum insured THB 400,000: the premium works out at 12,780 ÷ 400,000 = 3.2% of the sum insured
- Sum insured THB 700,000: the same premium works out at 12,780 ÷ 700,000 = 1.8% of the sum insured
- Difference between Bangkok and other provinces: 14,400 − 12,780 = THB 1,620 per year
This example is for illustration only. The sum insured actually available depends on the car's value and the insurer's assessment. A simple rule: a single-price plan is better value while the car's market value is still high, because you pay the same but get a higher sum insured.
Who is Chubb Class 1 D-Max insurance for?
- Owners of a 4-door Isuzu D-Max, 2–10 years old, registered as a passenger car with up to 7 seats
- People who use their pickup as the family car, with no add-ons to the cargo bed
- People who want third-party property cover as high as THB 5,000,000
- People who want a clear premium without waiting for it to be calculated from the sum insured
Who should not buy this plan yet?
- A D-Max with add-ons to the cargo bed, a steel frame, a cargo box or a Carryboy canopy: this plan does not accept it. See Class 1 insurance for pickups with a cage or cargo box
- An extended-cab or single-cab D-Max: this plan accepts only 4-door models registered under code 110
- Cars under 2 years old or over 10 years old
- Cars used for hire or rental
- People who want dealer repair: this plan is garage repair
Limits to check before you decide
- Accepts only the 4-door Isuzu D-Max, code 110, 2–10 years old
- Additional accessories are covered up to THB 20,000 per accident, and you must declare them to the insurer
- Special materials are not covered, such as refrigeration units, leaf springs, axles, gauges, special paint, Kevlar, stickers and paint coating
- No other discounts: the premium already includes the CCTV discount
- The premium excludes compulsory motor insurance (CMI)
Not sure whether to choose Class 1 or 2+? Read How many types of car insurance are there? How Class 1, 2+ and 3+ cover differs
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will send you a written quote within a business day, showing the sum insured available, the premium incl. tax and duty, and CMI if you want it at the same time. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Can a 4-door D-Max V-Cross be insured?
Yes, if it is a 4-door registered as a passenger car with up to 7 seats, code 110, 2–10 years old, and has no add-ons or modifications.
Where do I check that my vehicle code is 110?
Check the vehicle type field in the registration book, or send us a photo of the front page and our team will check it.
Is an added roof rack or set of alloy wheels covered?
Additional accessories are covered up to THB 20,000 per accident, only for items declared to the insurer.
Can a brand-new car on red plates be insured?
No. This plan accepts cars 2–10 years old.
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. Read about cover dates in New CMI rules from 1 September 2026
Who approves claims: Prakanthai.com or Chubb?
Underwriting and claim payments are decided by Chubb Samaggi Insurance. As your broker, Prakanthai.com helps coordinate and follows up on your case.
Notes
The cover and premium information on this page is based on Chubb Samaggi Insurance Public Company Limited's product information for Chubb Class 1 D-Max insurance as of 14 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, in service since 2004. Read the policy and the quote in full before you decide.
Price: THB 12,700
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