EV insurance, dealer repair (cars 2–5 years old)
- Published: 4 August 2026
EV insurance, dealer repair (cars 2–5 years old)
Viriyah Insurance Public Company Limited
Coverage and limits of liability
Premium rates for new cars and renewals switching from another insurer: electric vehicles (EV) aged 1–5 years, Class 1, dealer repair
| Coverage | Limit of liability | |||
|---|---|---|---|---|
| Code E11, other makes and E12 (new car, red plates), other makes |
Code E12 (aged 2–5 years) Other makes |
Code E11/E12 VOLT FOR TWO only |
Code E11/E12 VOLT FOR FOUR only and WULLING |
|
| Bodily injury or death | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Maximum per accident | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 |
| Third-party property damage | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount | Amount | Amount | Amount |
|---|---|---|---|---|
| Own damage | Up to the sum insured | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Theft / fire cover | Up to the sum insured | Up to the sum insured | Up to the sum insured | Up to the sum insured |
| Cover under attached endorsements | Amount | Amount | Amount | Amount |
|---|---|---|---|---|
| Accidental death, dismemberment and permanent disability (7 seats) |
THB 200,000 per person (1 driver, 6 passengers) |
THB 200,000 per person (1 driver, 6 passengers) |
200,000 (1 driver, 1 passenger) |
THB 200,000 per person (1 driver, 3 passengers) |
| Medical expenses (7 seats) | THB 200,000 per person (1 driver, 6 passengers) |
THB 200,000 per person (1 driver, 6 passengers) |
200,000 (1 driver, 1 passenger) |
THB 200,000 per person (1 driver, 3 passengers) |
| Driver bail bond (criminal cases) | THB 2,000,000 per accident | THB 3,000,000 per accident | THB 600,000 per accident | THB 600,000 per accident |
Premium table (vehicle age 2–5 years)
| Vehicle code | Make | Car model | Vehicle size | Vehicle age | Sum insured | Total premium |
|---|---|---|---|---|---|---|
| E11 | AION | Y PLUS | Over 175 hp | 2 3 4 5 |
460,000 - 660,000 390,000 - 580,000 330,000 - 430,000 300,000 - 390,000 |
28,600 |
| ES | Up to 175 hp | 2 3 4 5 |
560,000 - 670,000 480,000 - 570,000 410,000 - 480,000 370,000 - 430,000 |
30,600 |
||
| BYD | ATTO 3 | Over 175 hp |
2 |
450,000 - 650,000 |
30,000 30,000 30,000 30,000 |
|
| DOLPHIN | Up to 175 hp | 2 3 4 5 |
320,000 - 380,000 270,000 - 320,000 230,000 - 270,000 210,000 - 240,000 |
28,400 |
||
| Over 175 hp | 2 3 4 5 |
400,000 - 480,000 340,000 - 410,000 290,000 - 350,000 260,000 - 320,000 |
28,400 |
|||
| SEAL | Over 175 hp | 2 3 4 5 |
560,000 - 830,000 480,000 - 710,000 410,000 - 600,000 370,000 - 540,000 |
42,900 |
||
|
SEALION 7 |
Over 175 hp |
2 |
710,000 - 940,000 600,000 - 800,000 510,000 - 680,000 460,000 - 610,000 |
31,500 31,500 31,500 31,500 |
||
|
DENZA D9 |
Over 175 hp |
2 |
1,200,000 - 1,900,000 1,000,000 - 1,600,000 850,000 - 1,350,000 770,000 - 1,200,000 |
46,100 46,100 46,100 46,100 |
||
| DEEPAL | L07 | Over 175 hp | 2 3 4 5 |
650,000 - 880,000 550,000 - 750,000 470,000 - 640,000 420,000 - 580,000 |
32,900 |
|
| S07 | Over 175 hp | 2 3 4 5 |
670,000 - 880,000 570,000 - 750,000 480,000 - 640,000 430,000 - 580,000 |
32,900 |
||
| NETA | V | Up to 175 hp |
2 |
250,000 - 300,000 |
28,500 28,500 28,500 28,500 |
|
| V-II | Up to 175 hp | 2 3 4 5 |
260,000 - 330,000 200,000 - 250,000 170,000 - 210,000 150,000 - 190,000 |
28,500 |
||
| ORA | GOOD CAT | Up to 175 hp | 2 3 4 5 |
360,000 - 600,000 310,000 - 510,000 260,000 - 430,000 230,000 - 390,000 |
26,900 |
|
| 07 | Over 175 hp | 2 3 4 5 |
660,000 - 920,000 560,000 - 780,000 480,000 - 660,000 430,000 - 590,000 |
32,900 32,900 32,900 32,900 |
||
| MG | ZS EV | Up to 175 hp | 2 3 4 5 |
360,000 - 430,000 |
24,900 24,900 24,900 24,900 |
|
| ZS EV | Over 175 hp | 2 3 4 5 |
360,000 - 610,000 |
24,900 24,900 24,900 24,900 |
||
| EP | Up to 175 hp | 2 3 4 5 |
460,000 - 550,000 390,000 - 470,000 330,000 - 400,000 300,000 - 360,000 |
26,900 |
||
| 4 | Up to 175 hp | 2 3 4 5 |
360,000 - 700,000 310,000 - 600,000 260,000 - 510,000 230,000 - 460,000 |
29,000 |
||
| 4 | Over 175 hp | 2 3 4 5 |
670,000 - 800,000 570,000 - 680,000 480,000 - 580,000 430,000 - 520,000 |
29,000 |
||
| ES | Over 175 hp | 2 3 4 5 |
480,000 - 660,000 410,000 - 490,000 350,000 - 420,000 320,000 - 380,000 |
24,900 |
||
| MAXUS 9 | Over 175 hp | 2 3 4 5 |
1,500,000 - 1,900,000 1,300,000 - 1,600,000 1,100,000 - 1,350,000 990,000 - 1,200,000 |
42,900 |
||
| WULING | AIR EV / BINGUO EV | Up to 175 hp | 2 3 4 5 |
260,000 - 360,000 220,000 - 310,000 190,000 - 260,000 170,000 - 230,000 |
16,900 |
|
| VOLVO | XC 40 / EX40 | Over 175 hp | 2 3 4 5 |
1,200,000 - 1,900,000 1,000,000 - 1,600,000 850,000 - 1,350,000 770,000 - 1,200,000 |
51,000 |
|
| C 40 / EC40 | Over 175 hp | 2 3 4 5 |
1,250,000 - 2,000,000 1,050,000 - 1,700,000 890,000 - 1,450,000 800,000 - 1,300,000 |
58,900 |
||
| EX30 | Over 175 hp | 2 3 4 5 |
960,000 - 1,350,000 820,000 - 1,150,000 700,000 - 980,000 630,000 - 880,000 |
48,600 |
||
| BMW | I 3 | Over 175 hp | 2 3 4 5 |
2,200,000 - 2,600,000 1,850,000 - 2,200,000 1,550,000 - 1,850,000 1,400,000 - 1,650,000 |
73,900 |
|
|
I 4 |
Over 175 hp |
2 |
2,200,000 - 3,700,000 1,850,000 - 3,100,000 1,550,000 - 2,600,000 1,400,000 - 2,300,000 |
83,900 83,900 83,900 83,900 |
||
|
I 5 |
Over 175 hp |
2 |
2,600,000 - 3,800,000 2,200,000 - 3,200,000 1,850,000 - 2,700,000 1,650,000 - 2,400,000 |
83,900 83,900 83,900 83,900 |
||
|
I 7 |
Over 175 hp |
2 |
4,800,000 - 5,600,000 4,000,000 - 4,800,000 3,400,000 - 4,200,000 3,100,000 - 3,600,000 |
103,900 |
||
| I X3 | Over 175 hp | 2 3 4 5 |
1,700,000 - 2,400,000 1,450,000 - 2,100,000 1,250,000 - 1,750,000 1,150,000 - 1,400,000 |
73,900 |
||
| MINI | COOPER | Over 175 hp | 2 3 4 5 |
960,000 - 1,650,000 820,000 - 1,400,000 700,000 - 1,200,000 630,000 - 1,000,000 |
47,900 |
|
| VOLT | FOR-TWO | Up to 175 hp | 2 3 4 5 |
220,000 - 260,000 190,000 - 220,000 160,000 - 190,000 140,000 - 170,000 |
16,900 |
|
| FOR-FOUR | Up to 175 hp | 2 3 4 5 |
260,000 - 300,000 220,000 - 260,000 190,000 - 220,000 170,000 - 200,000 |
16,900 |
||
| TESLA | MODEL Y | Over 175 hp | 2 3 4 5 |
1,050,000 - 1,700,000 890,000 - 1,450,000 760,000 - 1,250,000 680,000 - 1,150,000 |
63,900 |
|
| MODEL 3 | Over 175 hp | 2 3 4 5 |
960,000 - 1,600,000 820,000 - 1,350,000 700,000 - 1,150,000 630,000 - 1,050,000 |
63,900 |
||
|
CHANGAN |
LUMIN | Up to 175 hp |
2 |
290,000 - 360,000 250,000 - 310,000 210,000 - 260,000 190,000 - 230,000 |
21,000 |
Notes
1. The premium rates above carry no further discounts of any kind
2. These premium rates already include the discount for a dashcam (CCTV) and for using the insurer's accident-reporting app
3. The insurer reserves the right to change the premium if the car's price changes
4. The sum insured is set at 80% of the price of the car and its standard factory accessories, excluding additional accessories (if there are additional accessories, the premium rate will be increased according to the tariff)
5 In accordance with Registrar's Notification No. 45/2567 (2024) on the forms, wording and premium tariff for electric vehicle (EV) insurance policies
Electric vehicle (EV) insurance requires at least 1 and no more than 5 named drivers. If the insured agrees to take out the policy, they must submit copies of the
driving licences of all drivers to be named on the policy, together with each driver's driving behaviour data from the Office of Insurance Commission (OIC), to the insurer
The insurer reserves the right to decide on acceptance and to change premium rates based on the named drivers' driving behaviour data
| Vehicle code | Make | Car model | Vehicle size | Vehicle age | Sum insured | Total premium |
|---|---|---|---|---|---|---|
| E12 | AION | Y PLUS | Over 175 hp | 2 3 4 5 |
460,000 - 660,000 390,000 - 580,000 330,000 - 430,000 300,000 - 390,000 |
31,500 |
| ES | Up to 175 hp | 2 3 4 5 |
560,000 - 670,000 480,000 - 570,000 410,000 - 480,000 370,000 - 430,000 |
33,700 33,700 33,700 33,700 |
||
| BYD | ATTO 3 | Over 175 hp |
2 |
450,000 - 650,000 |
33,000 33,000 33,000 33,000 |
|
| DOLPHIN | Up to 175 hp | 2 3 4 5 |
320,000 - 380,000 270,000 - 320,000 230,000 - 270,000 210,000 - 240,000 |
31,300 |
||
| Over 175 hp | 2 3 4 5 |
400,000 - 480,000 340,000 - 410,000 290,000 - 350,000 260,000 - 320,000 |
31,300 |
|||
| SEAL | Over 175 hp | 2 3 4 5 |
560,000 - 830,000 480,000 - 710,000 410,000 - 600,000 370,000 - 540,000 |
47,200 |
||
| DEEPAL | L07 | Over 175 hp | 2 3 4 5 |
650,000 - 880,000 550,000 - 750,000 470,000 - 640,000 420,000 - 580,000 |
36,200 |
|
| S07 | Over 175 hp | 2 3 4 5 |
670,000 - 880,000 570,000 - 750,000 480,000 - 640,000 430,000 - 580,000 |
36,200 |
||
| NETA | V | Up to 175 hp |
2 |
250,000 - 300,000 |
25,200 25,200 25,200 25,200 |
|
| V-II | Up to 175 hp | 2 3 4 5 |
260,000 - 330,000 200,000 - 250,000 170,000 - 210,000 150,000 - 190,000 |
25,200 |
||
| ORA | GOOD CAT | Up to 175 hp | 2 3 4 5 |
360,000 - 600,000 310,000 - 510,000 260,000 - 430,000 230,000 - 390,000 |
26,900 |
|
| 07 | Over 175 hp | 2 3 4 5 |
660,000 - 920,000 560,000 - 780,000 480,000 - 660,000 430,000 - 590,000 |
36,200 |
||
| MG | ZS EV | Up to 175 hp | 2 3 4 5 |
360,000 - 430,000 |
27,400 27,400 27,400 27,400 |
|
| ZS EV | Over 175 hp | 2 3 4 5 |
360,000 - 610,000 |
27,400 27,400 27,400 27,400 |
||
| EP | Up to 175 hp | 2 3 4 5 |
460,000 - 550,000 390,000 - 470,000 330,000 - 400,000 300,000 - 360,000 |
26,900 |
||
| 4 | Up to 175 hp | 2 3 4 5 |
360,000 - 700,000 310,000 - 600,000 260,000 - 510,000 230,000 - 460,000 |
31,900 |
||
| 4 | Over 175 hp | 2 3 4 5 |
670,000 - 800,000 570,000 - 680,000 480,000 - 580,000 430,000 - 520,000 |
31,900 |
||
| ES | Over 175 hp | 2 3 4 5 |
480,000 - 660,000 410,000 - 490,000 350,000 - 420,000 320,000 - 380,000 |
27,400 |
||
| MAXUS 9 | Over 175 hp | 2 3 4 5 |
1,500,000 - 1,900,000 1,300,000 - 1,600,000 1,100,000 - 1,350,000 990,000 - 1,200,000 |
47,200 |
||
| WULING | AIR EV / BINGUO EV | Up to 175 hp | 2 3 4 5 |
260,000 - 360,000 220,000 - 310,000 190,000 - 260,000 170,000 - 230,000 |
18,600 |
|
| VOLVO | XC 40 / EX40 | Over 175 hp | 2 3 4 5 |
1,200,000 - 1,900,000 1,000,000 - 1,600,000 850,000 - 1,350,000 770,000 - 1,200,000 |
56,100 |
|
| C 40 / EC40 | Over 175 hp | 2 3 4 5 |
1,250,000 - 2,000,000 1,050,000 - 1,700,000 890,000 - 1,450,000 800,000 - 1,300,000 |
64,800 |
||
| EX30 | Over 175 hp | 2 3 4 5 |
960,000 - 1,350,000 820,000 - 1,150,000 700,000 - 980,000 630,000 - 880,000 |
53,500 |
||
| BMW | I 3 | Over 175 hp | 2 3 4 5 |
2,200,000 - 2,600,000 1,850,000 - 2,200,000 1,550,000 - 1,850,000 1,400,000 - 1,650,000 |
81,300 |
|
| I X3 | Over 175 hp | 2 3 4 5 |
1,700,000 - 2,400,000 1,450,000 - 2,100,000 1,250,000 - 1,750,000 1,150,000 - 1,400,000 |
81,300 |
||
| MINI | COOPER | Over 175 hp | 2 3 4 5 |
960,000 - 1,650,000 820,000 - 1,400,000 700,000 - 1,200,000 630,000 - 1,000,000 |
52,700 |
|
| VOLT | FOR-TWO | Up to 175 hp | 2 3 4 5 |
220,000 - 260,000 190,000 - 220,000 160,000 - 190,000 140,000 - 170,000 |
18,600 |
|
| FOR-FOUR | Up to 175 hp | 2 3 4 5 |
260,000 - 300,000 220,000 - 260,000 190,000 - 220,000 170,000 - 200,000 |
18,600 |
||
| TESLA | MODEL Y | Over 175 hp | 2 3 4 5 |
1,050,000 - 1,700,000 890,000 - 1,450,000 760,000 - 1,250,000 680,000 - 1,150,000 |
70,300 |
|
| MODEL 3 | Over 175 hp | 2 3 4 5 |
960,000 - 1,600,000 820,000 - 1,350,000 700,000 - 1,150,000 630,000 - 1,050,000 |
70,300 |
Notes
1. The premium rates above allow no further discounts
2. These premium rates already include the discount for a dashcam (CCTV) and for using the insurer's accident-reporting app
3. The insurer reserves the right to change the premium if the car's price changes
4. The sum insured is set at 80% of the price of the car and its standard factory accessories, excluding additional accessories
(if there are additional accessories, the premium rate will be increased according to the tariff)
5. Code E12: passenger car for commercial use business use only
Price: THB 16,900 | Start date: 1 March 2025 |
End date: 30 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.