Deves Class 1 dealer-repair insurance for Benz, Lexus and Volvo, from THB 48,000
- Published: 14 October 2026
Deves Class 1 dealer-repair insurance for Benz, Lexus and Volvo, from THB 48,000
Premium data as of 14 October 2026 · compiled by Prakanthai.com
Underwritten by Deves Insurance Public Company Limited
Premiums from THB 48,000–67,500 per year, depending on the sum insured and the car's age
Highlights: Class 1 dealer repair, premiums by sum insured band, for selected Mercedes-Benz, Lexus, Toyota and Volvo models aged 2–5 years
A three-year-old Mercedes-Benz C-Class has reached the end of the insurance that came from the dealer, and the renewal from the same insurer has gone up by several thousand THB. The owner wants to keep dealer repair, but would like to know what other insurers charge for a similar sum insured.
For Deves Class 1 dealer-repair insurance for this group of cars, which models are accepted, how much is the premium, and how should you set the sum insured?
Deves Class 1 dealer-repair insurance (group 2): who is it for and how much is the premium?
In short: Deves Insurance's Class 1 dealer-repair insurance (Class 1, group 2) suits owners of privately used cars aged 2–5 years in the models the insurer accepts, such as the Mercedes-Benz C-Class, E200, GLA, Lexus NX 300h, Toyota Alphard and Volvo XC60, with a sum insured of THB 1,250,000–3,000,000. It covers the car, theft and fire up to the sum insured, and third-party property up to THB 2,500,000. Premiums start from THB 48,000 per year for cars aged 2–3 years with a sum insured of THB 1,250,000–1,400,000 (as of 14 October 2026). The actual premium depends on the model, the sum insured and the car's age.
What does Deves Class 1 dealer-repair insurance cover?
| Coverage | Limit | Conditions |
|---|---|---|
| Damage to the car | Up to the sum insured | Dealer repair |
| Theft / fire | Up to the sum insured | – |
| Third-party bodily injury or death | THB 500,000 per person Up to THB 20,000,000 per accident in total | – |
| Third-party property | THB 2,500,000 | – |
| Personal accident / medical expenses | THB 100,000 / 100,000 | 7 seats |
| Driver bail bond (criminal cases) | THB 300,000 | – |
| Accessories and gas installation (up to 1 tank) | Up to THB 20,000 in total | Limit can be raised at THB 300 per THB 10,000 |
Models accepted
- Mercedes-Benz: A180, A250, B180, C180, C200, C220, C250, E200, CLA 200, CLA 250, GLA 200, GLA 250
- Lexus: CT 200h, IS 300h, NX 300h
- Toyota: Alphard, Vellfire, Estima, Harrier, Celica, Land Cruiser
- Volvo: V40, V60, S60, XC60
Roughly how much is the premium for Deves Class 1 dealer-repair insurance?
Annual premiums. Data as at 14 October 2026. These are campaign rates that already include the CCTV camera discount
| Sum insured (THB) | Car aged 2–3 years | Car aged 4–5 years |
|---|---|---|
| 1,250,000–1,300,000 | 48,000 | 50,000 |
| 1,350,000–1,400,000 | 48,000 | 50,000 |
| 1,450,000–1,500,000 | 51,000 | 53,000 |
| 1,600,000–2,000,000 | 56,000 | 58,000 |
| 2,100,000–2,500,000 | 61,000 | 63,000 |
| 2,600,000–3,000,000 | 65,500 | 67,500 |
Every figure is a starting premium. The insurer reserves the right to adjust premiums and to set how long the rates apply, as it sees fit. The actual premium is the one on your quote, subject to the insurer's underwriting decision.
Worked example: if your car's market value is THB 1.8 million, what sum insured should you set, and what is the premium?
Suppose a 3-year-old Mercedes-Benz C200 with a market value of THB 1,800,000
- Minimum sum insured about 80%: 1,800,000 × 80% = THB 1,440,000. Maximum sum insured 90%: 1,800,000 × 90% = THB 1,620,000
- Choose a sum insured of THB 1,500,000: premium THB 51,000 per year
- Choose a sum insured of THB 1,600,000: premium THB 56,000 per year. You pay THB 5,000 more for THB 100,000 more sum insured
This example is for illustration only. The sum insured you can actually get depends on the market value the insurer uses. The rule of thumb: the premium is the same across a whole band, so if the market value allows, the top of the band gives you more cover for the same premium, but it must not exceed 90% of the market value.
Who is Deves Class 1 dealer-repair insurance for?
- Owners of listed models aged 2–5 years who want to keep dealer repair after the insurance that came from the dealer ends
- People who want a third-party property limit of THB 2,500,000
- Owners of 7-seat family cars such as the Alphard or Vellfire
- People who have a gas installation of no more than 1 tank, or accessories, and want them covered too
Who should not buy this plan yet?
- Models not on the list, or a sum insured below THB 1,250,000
- Cars under 2 or over 5 years old
- Cars used for hire or rental, customised or modified cars, or vehicles carrying high-risk goods
- People who want a sum insured equal to the full market value: the maximum is 90% of the market value
- BMW, Audi or other European cars: this plan does not list them as accepted
Limits to check before you decide
- The sum insured is about 80–90% of the market value: if the car is stolen or written off, you receive the sum insured, not the market value
- Accessories and gas up to THB 20,000 in total: stickers, Kevlar and refrigerated cargo boxes are not covered
- The accessories limit can be raised at THB 300 per THB 10,000 (on the net premium), and the same rate applies to items fitted after the policy is issued
- Privately used cars only
- Premiums are campaign rates: the insurer reserves the right to change premiums and how long the rates apply
Dealer repair or garage repair? Read Network garage vs non-network garage vs dealer repair
Want to know the actual premium for your car? What do you need to send?
Send just 2 things
- A photo of the registration book's front page
- The front page of your current policy
Our team will send you a written quote within a business day, showing the sum insured range available for your car's market value, the premium for your car's age, and CMI if you want both together. If a plan is good value, we will tell you straight. If the conditions differ, we will explain the differences before you pay.
LINE Official: @prakanthai · Tel. +66 2 459 2223
Frequently asked questions
Can other Mercedes-Benz models be insured?
This plan accepts listed models only. If your model isn't listed, send us your registration book and our team will compare dealer-repair plans from other insurers for you.
Can a car with a gas installation be insured?
Yes. The premium includes accessories and a gas installation of no more than 1 tank, up to THB 20,000 in total.
Why isn't the sum insured equal to the market value?
This plan sets a minimum sum insured of about 80% and a maximum of 90% of the market value at the time of application.
How much does the premium for a 4-year-old car differ from a 3-year-old one?
In every sum insured band, the premium for a car aged 4–5 years is THB 2,000 higher than for a car aged 2–3 years.
Can I get compulsory motor insurance (CMI) at the same time?
Yes. Mention it when you ask for a quote. Read about cover dates in New CMI rules from 1 September 2026
Who approves claims: Prakanthai.com or Deves Insurance?
Underwriting and claim payments are decided by Deves Insurance. As your broker, Prakanthai.com helps coordinate and follows up for you.
Notes
The coverage and premium information on this page is based on Deves Insurance Public Company Limited's product information for Deves Class 1 (group 2) dealer repair as at 14 October 2026. It is general information and not part of the insurance contract. Premiums and conditions may change as announced by the insurer. Underwriting and claim payments are decided by the insurer. Prakanthai.com is a non-life insurance broker, not an insurer, licence no. 5104000004, providing services since 2004. Please read the policy and the quote in full before deciding.
Price: THB 48,000
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