CHUBB Smart Drive

- Published: 4 August 2026
CHUBB Smart Drive
| Third-party liability | Garage repair Code 110/320 |
Dealer repair Code 110/320 |
|---|---|---|
| Bodily injury or death | 500,000 | 1,000,000 |
| Maximum per accident | 20,000,000 | 20,000,000 |
| Third-party property damage | 5,000,000 | 5,000,000 |
| Own damage from a collision with a land vehicle where the other party is identified |
Amount | |
|---|---|---|
| Own damage | Up to the sum insured | Up to the sum insured |
| Theft / fire | Up to the sum insured | Up to the sum insured |
| Cover under attached endorsements | Amount | |
|---|---|---|
| Accidental death, dismemberment and permanent disability (RY.01) | 200,000 | 200,000 |
| Medical expenses (RY.02) | 200,000 | 200,000 |
| Driver bail bond (criminal cases) (RY.03) | 300,000 | 300,000 |
| Cover under attached endorsements | Amount | |
|---|---|---|
|
4.1 Daily income compensation if the car is in an accident and the driver or passengers are injured and admitted to hospital as inpatients |
Not covered | 1,800 |
|
4.2 Travel expense compensation while the car is in the garage for accident repairs (up to 3 times per year) - If you are not at fault - If you are at fault |
Not covered | 1,000 |
|
4.3 Theft cover for personal belongings inside the car |
25,000 | 25,000 |
|
4.4 24-hour emergency roadside assistance for breakdowns |
Gold Plan | Gold Plan |
Notes
1. Extended maximum vehicle age
Network garage repair: new policies 15 years / renewals 20 years (if no at-fault claims)
Dealer repair: new policies 7 years / renewals 10 years (if no at-fault claims)
2. Theft cover for belongings in the car up to THB 25,000
3. Covers other additional accessories beyond the standard accessories from the vehicle manufacturer or car dealer
up to THB 25,000 (but excluding stickers, Kevlar materials, aluminium or carbon bonnets
glass or paint coating, steel frames, cargo boxes, refrigeration units, generators, modified leaf springs and axles, and lifting equipment such as cranes, dump bodies and loader cranes (hiab))
4. Claims are paid without deducting depreciation for damage to audio systems, dash cams, batteries (excluding electric vehicle batteries)
fluids such as engine oil, brake fluid, transmission fluid, power steering fluid, differential oil, coolant, radiator fluid, etc.
5. Includes emergency assistance with every policy, such as battery jump-starts, spare tyre changes, emergency refuelling, locksmith service and towing
onward travel or accommodation costs if the car breaks down during a journey, advice by phone
Price: THB 13,500 | Start date: 1 July 2024 |
End date: 31 December 2027 |
Buy online
Fill in the car, registered owner and keeper details and the Prakanthai team will call you back to arrange the policy.